NEW FHA PROPERTY FLIP TRANSACTION RULES

November 24, 2010

HIGH IMPORTANCE:

FHA PROPERTY FLIP TRANSACTIONS:

First off, there are some new changes to FHA flipping policies that you MUST be aware of ASAP. Brian Pintar - mortgage broker, just put together a short 1-minute video explaining the changes.

Effective: On / After December 1, 2010

FHA purchase transactions in which the seller has held title less than 90 days the sales price will be limited to less than 20% above the seller's acquisition cost. The seller's acquisition cost is defined as what the seller paid to acquire the subject property. It does not include the cost of any repairs or improvements made to the property after purchase.

NOTE: conventional financing, seller must be in title on the date of the contract. The 90day rule does not apply.
HOWEVER; if the buyer has less than 20% down payment; ALL MI companies require the seller to be on title a minimum of 90 days prior to going under contract.

Business Phone System voice mail script

Voice mail script - business solution for investor.

Main mailbox voice mail script

Thank you for calling (your company name)
If you know the extension you would like to reach you may enter it now.

Ext 1 If you are a Realtor or mortgage broker please press 1 now
Ext 2 If you are looking to sell your house please press 2 now
Ext 3 If you are looking to Buy a House please press 3 now
Ext 4 If you are looking to rent-to-own House please press 4 now
Ext 5 If you are looking to rent House please press 5 now
Ext 6 For Private money landing opportunity please press 6 now
Ext 7 For general delivery mailbox please press 7 now
Ext 9 To return to main menu please press 9 now
Ext 0 to be transferred to the operator please press 0 now

To see how we set up all described extentions in my PB Next phone system see this video.


All Extensions voice mail script

Ext 1 - If you are a Realtor or mortgage broker in Jacksonville, FL

To submit Short Sale deal online please press 21 now.
(Add at the middle script of your choice for Realtor)
(Add at the end)
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 2 - Selling House in Jacksonville, FL

Thank you for calling regarding the property you would like to sell.
If you would like to visit our website to enter information about your home online please press 12 now .
Do you need to get out of your mortgage? Are you tired of dealing with a rental house or property that you inherited? No equity in the house? Don’t give up and don’t let it go back to the bank. Everyday we buy houses in any condition and any price range from people in situations just like yours. Depending on your particular needs, we will make offer which works best for you. We will handle all the paperwork and everything needed to close on property. Our goal is to remove you stress by getting you’re the fastest possible sale. Your phone call is the first and the most important step to the quick sell of your house. Please leave your name, phone number, the property address and as many details as possible so our professionals can call you back today.

Ext 3 - Buying House in Jacksonville, FL

Thank you for calling regarding the property you would like to buy. We are excited to let you know that you may be eligible for up to $25,000 in home buying grants to help you with your closing costs and down payment. To find out more about local grant program available for you please press 15 now.
If you have temporary difficulty with getting Loan but still would like to buy one of our homes we have Private money lending available for your convenience. To find out more about our Private money Lending program please press 25 now.

If you would like to hear about houses available for sale please press 16 now.
To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.


Ext 4 - Buy Rent-to-Own House in Jacksonville, FL

(At the beginning)
Thank you for calling regarding the property you would like to Rent-To-Own
If you are trying to purchase a home but have a negative credit report please don’t worry we can help. we understand that life often present unavoidable pitfalls and we don’t want those to hurt your future. We want to help you to reach your financial potential despite any problems your had in the past. Fortunately we are exprinced knowledgable investors who can help. As partners we have far more purchasing power and it is our business to create win-wins for everyone. We are excited to talk with you about your goals and see what we can do. Let’s begin building fantastic future.
If you would like to hear about our houses available for Rent-TO-Own please press 17 now.

To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 5 - Rent House in Jacksonville, FL

Thank you for calling regarding the property you would like to Rent
(No Middle or script of your choice)
(At the End)
If you would like to hear about houses available for Rent please press 20 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 6 – Private money opportunity

Would You Like High Returns And A Safer Alternative Than The Stock Market?
Make money in a much safer vehicle than the stock market or traditional investing. Earn higher yields and be in control of your money through Private Mortgage Lending.
To find out more about this safe, little known and highly profitable investing vehicle please press 24 now.

To hear information about Private money opportunities available please press 500 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.


Ext 12 – Visit our website to sell property

Thank you for calling regarding the property you would like to sell. To enter information about your house online please visit www.komelot.com (then spell it), click on sellers tub fill out short form below and one of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on sellers tub and fill out short form below.

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 13 – Visit our website to be on or buyers list

Join our VIP notification list and get instant access to the very best homes at the very best prices in your area. You'll also get our videos where we show you exactly how to find bargain homes. Visit www.IBuyHouseJax.com (then spell it), -just enter your email address in the field to the right... . It’s that easy. Again visit our website www.IBuyHouseJax.com and enter your email address in the field to the right... If you have any questions please press 0 to be connected to the operator. or leave detailed message after the tone and our specialist will contact you shortly.

Ext 15 - Jacksonville Grant Money Program

Did you know that you may be eligible for up to $25,000 in home buying grants to help you with your closing costs and down payment?

Grant program include the First Time Homebuyer Program, down payment assistance program, the Homeownership Pool Program and Pour Credit Homes Buyer Assistance Program.

If you would like to request information online please press 18 now .
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly .


Ext 16 - Houses available for sale in Jacksonville general

To see information online about houses available for Sale please press 19 now
To hear description of houses available for sale please press 200 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 17 - Houses available for Rent-To-Own in Jacksonville general

To see information about houses available for Rent-To-Own online please press 19 now
To hear description of houses available for rent –to-own please press 300 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 18 - Grant money program Website Information

To get prequalified for our Grant money program online please visit www.komelot.com (then spell it), click on contact us tab. Fill out short form below and in the comments section add “Prequalify me for Grant money program” and One of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on contact us tab and fill out short form below. If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly shortly.

Ext 19 – Houses available for sale in Jacksonville Website information

To see information online about homes for sale please visit www.komelot.com (then spell it), and click on properties tub. It’s that easy. Again visit our website www.komelot.com and click on properties tub .
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 20 - Houses available for Rent general

To see information about houses available for Rent online please press 19 now
To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
To hear description of houses available for rent please press 400 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 21 – Submit Short Sale Online

Thank you for calling us regarding Submitting Your Short Sale Deal Online
If you have never submitted your short sale deals with us before Please press 22 Now.
If you have submitted your short sale deals with us before please press 23 Now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 22 - If you have never submitted your short sale deals with us before

If you have never submitted your short sale deals with us before visit www.shortsalesmadeeasyby.us (then spell it), Fill your name and email in the form and click on gain access now. Then Follow the steps to submit your Short sale online.
It’s that easy. If you have never submitted your short sale deals with us before visit www.shortsalesmadeeasyby.us (then spell it), Fill your name and email in the form and click on gain access now. Then Follow the steps to submit your Short sale
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 23 - If you have submitted your short sale deals with us before

If you have submitted your short sale deals with us before please VISIT www.shortsalesubmit.com
LOGIN using your E-mail and Password
Then Follow the steps to submit your Short sale

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 24 – Private money opportunities website

To Join our email notification list and to get instant access to the very best Private money opportunities in your area complete the simple form at our website www.gethighreturn.com .(spell it) You'll instantly receive the special report "How You Can Safely Invest Your Money In Today's Market Through Private Money Lending."It’s that easy visit www.gethighreturn.com and complete the simple form below and we will notify you by email when new Private money opportunities will be available.

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you v.

Ext25 – Private money program for buyers website information

Our company has connections with many Private money lenders who are happy to lend money to our qualified clients.
By using private funding we offer flexible programs to help you to get financing in all situations.This gives potential homeowners greater opportunity to buy their own home with none of the long paper-work or approval process of traditional home loans.

“Our qualification process is so simple practically anyone with a job can become a homeowner through one of our special financing programs.
To get prequalified for our Private money program online please visit www.komelot.com (then spell it), click on contact us tab. Fill out short form below and in the comments section add “Please prequalify me for Private money program” and One of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on contact us tab and fill out short form below. If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 200 – For Sale description of homes

To hear more about Name your price event and 3 bedroom 2 bath completely renovated home available for Sale please press 201 now
To hear more about (property address or description) please press 202 now

To see information about houses available for Sale online please press 19 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.


Ext 201 - For Sale description of (property address)

This house is being sold at Name your price event it’s 3 bedroom 2 bath Completely renovated home. Inside you will find vaulted ceilings with knockdown, new tile and carpet. Fenced back yard with mature trees, screened patio. All New: Architectural shingles roof, Vinal siding, plumbing, electrical, HVAC, landscaping. Premium kitchen cabinets with crown molding , under cabinet lighting, recessed ceiling lighting, stainless steel appliances, granite countertops with back splash, Stainless Steel Undermount Kitchen Sink , Kitchen Faucet with Touch2O Technology , All new Premium tile bathroom surrounds, granite vanities, in master bath you will find walk in closet, rain shower and Dual sink vanity with granite top. IT’S MUST SEE HOME!!!

This home will be sold at Name your price event Monday Oct 18 where you choose fair price for this home.
For more details visit our website www.buy-house-florida.com again www.BUY-HOUSE-FLORIDA.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.
Ext 202 For Sale description of (property address)
(description body)

Ext 300 – Rent-to-Own description of homes

To hear about Northside 3 bedroom 1 bath completely renovated home available for rent-to-own please press 301 now
To hear about Southside3 bedroom 2 bath completely renovated home available for rent-to-own please press 302 now
To see information about houses available for Rent-to-own online please press 19 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 301 - Rent-to-Own description of (property address)

This house is offered at Name your price event. Name YOUR OWN Monthly and Down Payment Price.
It is difficult time to find a buyer with the set price so we decided to do offer your price event where we would choose from what you can offer us. it’s 3 bedroom 1 bath Completely renovated home. Inside you will find All New: tile floors, plumbing, electrical and HVAC. Premium kitchen cabinets with vine rack, all new appliances, Premium tile bathroom surround and nice Fenced back yard and fenced front.
IT’S MUST SEE HOME!!!

This home will be sold at Name your price event Monday Oct 18 where you choose your price for this home.
For more details visit our website www.buy-house-Jacksonville.com again www.BUY-HOUSE-Jacksonville.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 302 - Rent-to-Own description of (property address)

This home being sold on Rent-to-Own bases.
You can Name YOUR OWN Monthly and Down Payment Price.
It’s 3 bedroom 2 bath Completely renovated home. Inside you will find Vaulted ceilings with knockdown, new tile and carpet. Fenced back yard with mature trees, screened patio. All New: Architectural shingles roof, Vinal siding, plumbing, electrical, HVAC, landscaping. Premium kitchen cabinets with crown molding , under cabinet lighting, recessed ceiling lighting, stainless steel appliances, granite countertops with back splash, All new Premium tile bathroom surrounds, granite vanities, in master bath you will find walk in closet, rain shower and Dual sink vanity with granite top. IT’S MUST SEE HOME!!!
Purchase price of this home is $129,900.
For more details visit our website www.buy-house-florida.com again www.BUY-HOUSE-FLORIDA.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 303 – Rent-to-Own description of (property address)

2000 Sq.Ft 4 bedroom 2 bath 2 story home. Only $900/month . Completely renovated, with security system, painted inside and out, lots of new windows to bring in natural light! All new doors, New 16" tile in bathrooms and kitchen, Updated electrical, new plumbing, Fully remodeled 2 bathrooms. You will enjoy a fresh and clean look and feel! First floor all tile, second floor all oak wood. A lot of space ,great for a big family.

This great remodeled 2 story home located at (property address)
For more details visit our website www.komelot.com again www.KOMELOT.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 400 – Rent description of homes

To see information about houses available for Rent online please press 19 now
To hear description of 3 bedroom 1 bath remodeled home available for rent please press 401 now

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 401 - Rent description of (property address)

3 bedroom 1 bath 1000 Sq,Ft Remodeled home with carport and fenced front and back yard available for only $750/month conveniently Located at (property address)
In this Recently updated home You will find Updated Tile floors, Fresh paint in and out, Updated appliances, AC, Water Heating, Bathroom and kitchen with vine rack. Inside Washer and Dryer hook up . If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 402 - Rent description of (property address)
(Description body)

Ext 500 - Private money opportunities available

To hear about opportunity (put name of opportunity) press 501 now
To hear about opportunity (put name of opportunity) press 502 now

Ext 501
(opportunity body)

Investor tips: How to sell House in Jacksonville fast?

If you are an Investor and looking for an Ideas about How to sell property fast keep reading.
One of the ways to sell property fast in Jacksonville is technique called Property Launch Formula.

Here is Property Launch plan.

1 Create web page for event
2 Order Bandit signs
3 Install signs
4 Modify your phone system. Add new ext. with property description and website addresses to get more information.
5 Order Post cards to mail to tenants in area.
6 Advertise on craigslist - post adds 3 times a day for each property. See video how I do Craigslist posting.
7 Make Social Media announcements.
8 Create a Blog Post with explanation of what is Property Launch Formula in Jacksonville, FL and how you can make it possible for people with less than perfect credit own their home.
9 Create auto responders for database you use
10 Email yuor buyers list
11 Consider using Text messaging system for attracting buyers
I will write updates on the results.
Here is a Mind Map of Property Launch Formula I use
Click on the picture to make it bigger.

Are you a veteran looking to finally buy the home of your dreams in Jacksonville, FL?

With NAS Jacksonville located nearby, veterans and active duty personnel can become part of a thriving military community. How can you make home buying a reality?
Use the popular option amongst military member homeowners—the VA loan.

Why a VA Loan?

Lenders offer great interest rates since the Department of Veteran Affairs secures the loan. That means saving a substantial amount of money on monthly mortgage payments. Other benefits include…

• No Money Down
• No Private Mortgage Insurance (PMI)
• No Prepayment Penalties
• Sellers Can Finance Up to 6 Percent of Closing Costs and Concessions

Qualified borrowers can secure a VA loan for a limit of $417,000 without a down payment in most of the country, including the Jacksonville area. The VA does not have hard credit and income requirements, and VA loans are often easier for service members to qualify for than conventional loans.
How Do I Start the Application Process?


It’s fast and easy. VA loan specialists can help you start the process by obtaining your Certificate of Eligibility. This document explains what VA entitlement, if any, you have. To be eligible for a VA loan, prospective borrowers must meet one of the following criteria:

• A minimum of 90 days on active duty service
• A minimum of 181 days service during a time of peace.
• All applicants must have been honorably discharged.
• Some surviving spouses can qualify

It’s important to note that the VA does not issue home loans. Instead, it provides a guarantee on about a quarter of the loan, a promise that helps lenders offer competitive rates to service members and their families.
VA loans have helped thousands of Floridians achieve the dream of homeownership. VA loans offer service members a degree of buying power and financial flexibility that really can’t be matched on the open market.

"This post comes to you from James Kelley of VA Benefit Blog . A law school student at the University of Missouri, James Kelley works to educate the public on government financing options for home purchases. He is a co-founder of Military Basebook, a facebook application that helps connect military members based on where and when they served."

How to buy house in Jacksonville FL with no money down

Komelot Homes Company Assists Families Who Can’t Qualify For A
Conventional Mortgage Own Their Own Home Even In Today’s Economy.



Homeownership is the American dream and there has never been a better time to buy than in today’s buyers market.

However, the current economic downturn has made it difficult to qualify for a Conventional home loan.

If you have ever dreamed of owning your own home but don’t have a huge 20% down payment or outstanding credit we can make your dream reality.

Komelot makes it possible for people with less than perfect credit own their own home using several programs to assist future homebuyers who may have never thought it was possible in today’s economy.

Komelot has access to homes in all areas of town at every price range. By using access to government and state programs (buyers who qualify get up to $25,000 in Jacksonville Home Buyer Grants. This allows potential homeowners greater opportunity to buy their own home with less money out of their pocket.

By using private funding we offer flexible programs to help you to get financing in all situations.
This allows potential homeowners greater opportunity to buy their own home with none of the long paper-work or approval process of traditional home loans.

“Our qualification process is so simple practically anyone with a job can become a homeowner through one of our special financing programs" says Dmitry Mikhaylov, Managing Member of Komelot Homes. "There are honest good people out there with the dream of owning their own home any they just need a chance," adds Dmitry MIkhaylov "We’re here to help them live that dream."

Komelot Homes offers a free special report “How to buy your Dream House from Residential Redevelopment Company” where you will find " 3 of our newest videos, access to our BRAND NEW bonus video, and access to our VIP notification list... ". To download your free copy simply visit Jacksonville Dream House website.

Rent To Own Program in Jacksonville, FL




How can I buy a home in Jacksonville, when I have bad credit?

You can’t through conventional lenders, but you can with our help. We can setup a Rent-to-Own agreement to help improve your credit over time. We also work with mortgage brokers who may be able to arrange a loan for you.

We are not extremely interested in your past credit status. Your ability to make reasonable monthly payments and your desire to be a homeowner now is what is really important to us.

How does your Rent-to-Own Jacksonville, Program Work?


A Rent-To-Own (RTO) transaction is where you would rent a home just like any other lease agreement, but the biggest difference is that you have the option to buy the home at any time during the lease period for a fixed price.

RTO designed to help you to get a home right now that you plan on buying in the future.

The agreement is set for a fixed period of 12-36 months. The purchase price is fixed, and will not change for the duration of the lease. Real Estate market right now at about a bottom and you will not only get home for a great price but also any future appreciation will be yours to keep.

A portion of your rent payment will be credited toward the purchase of the home which would allow you to build equity while you rent.

An option payment (aka down payment) is required to move into a RTO home. The amount is flexible depending on each individual situation, and this payment is 100% applied towards the purchase price of the home when you buy.

The end goal is for you to get a regular mortgage to buy the home, and during the lease period you have time to work on any credit or financial issues that are keeping you from getting a loan right away. If needed we will refer all our clients to local credit repair company to make sure you will get best help with you credit repair.


How much down payment do I need?

We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. However, to give you the best chance of getting into your selected home, you should have a down payment equal to at least 3% of the purchase price.

What other methods of down payment are accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. ***We also accept major credit cards.

The home I wanted has been sold… can you find me another one?

Yes we can. Our homes go fast, so the best thing you can do is join our onlineVIP Buyers List.
Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home. Join our VIP Buyers List now!

4 rules to success in Real Estate Video Marketing

If you are looking for ways to expand your Real Estate business, video marketing may just be the ticket! When executed properly, internet video marketing can drastically increase traffic to your website and conversion rates, and thus, increase money in your wallet! Today is the era of the Information Age, and understanding the potential and possibilities of video internet marketing will be your key to success.

4 Rules of successful Video Marketing:

Rule #1 Create a video that establishes:
• Who you are
• Information about you
• Information about your real estate business
• What services you have to offer

You can find example of such video at our Short Sale website.

Rule #2 Post the video to major video distributing websites

such as: Google, Yahoo, Bing, and YouTube. Although the technology is important in expanding your business, your approach and distribution of your video is what will lead to success. Use automatic mass video distribution websites such as TubeMogul.

Rule #3 Be a success story!

The number one thing that gains customers’ attention is a success story. Incorporate your story of starting a business in today’s hard economic times to build trust and gain respect from potential clients. After viewing your video, a customer should feel closer, more connected to you and your company. Prove to clientele base, why your company works! Remember, your story sells, so do not be afraid to get personal with your customers in order to help expand your business.

Rule #4 Be consistent

Do not stop after creating one video! Once your first video is created and distributed, make a series of short one to three minute videos. The first ten videos of the series should be based on FAQ’s all that focus on targeting traffic to your websites or conversion page. The latter ten videos should be based on Should Ask Questions. After this series is completed, you will have twenty videos all of which create buzz and thus, creates a number of clients!

Here are some examples of Real Estate Should Ask Question videos:• Why someone should choose your company in giving a lead?
• Are you feeling pressure of foreclosure? If so, we can help.
• Looking for a safer way to invest?
• Looking for a great investment deal? Why not real estate?


All of the above are great examples and rules of ways to generate buzz about your business. It is important to remember that every video you create should gain credibility and trust, differentiate your company and products from other like businesses, build a desire for your product or service, and decrease or eliminate the obvious “selling” approach that many businesses focus on. Subtlety is key. Distribution is necessary. And Internet marketing is a must. Video marketing is a simple, yet effective way of expanding your buyer list, creating buzz about your company and services, and generating money in your wallet! Establish yourself as a credible expert, and as trust builds in clients, so will your business!

Find more articles about Online Marketing

Good luck in your venture towards success!

Short Guide for Successful Traffic Generation in Real Estate

We all know how hard it is starting a business, much less a successful business, especially in the real estate industry. This article is intended to help you increase traffic generation in real estate, thus, making your business more successful!

What is Traffic Generation?

The process of drawing people in and viewing your website or squeeze page (landing pages created to seek email addresses from prospective, qualified subscribers). In order to be successful, real estate businesses not only need a website containing information, but a squeeze page that prompts immediate action. For example, this Short Sale Squeeze page promotes traffic generation and conversion!



4 Steps to an increase in traffic generation in real estate

1. Internet videos. Given this traffic generation technique, businesses will create short videos targeting certain real estate categories. For example, you may put a short video on YouTube explaining services you provide, such as this video for short sale leads. This lets the customer feel as if there is a face-to-face interaction.


2. Promoting your business on social media networks. Just about everyone is on Facebook, Myspace, or has a Twitter account. If your business is not on one or all three of these networks, you are losing out to competition and potential clients. Creating accounts on any of the mentioned networks is completely free, very easy to navigate, and lets you connect with more people in your area, generating buzz!

3. Pay per click marketing. PPC are advertisements on search engines (Google), blogs, and other websites. Using this kind of search engine marketing, YOU pay whenever someone clicks on your ad. Although this form of internet marketing for real estate investors may be somewhat expensive, it will lead to instant gratification of traffic!

4. Real Estate article marketing. This entails you, or someone in your company, to write and submit Real Estate articles to use as internet marketing for real estate investors. This lets the customer, or potential client, feel confident in that you know what you are talking about, whether it be information on short sale or foreclosures, government incentive programs, private landing opportunities or articles that highlight your business’ attributes. Article distribution has proven to be a very successful form of traffic generation in real estate.

It is important to keep in mind, no matter what technique you choose to you, or hopefully, if you chose all four, make sure you include the links back to your squeeze page or websites. Internet marketing for real estate investors will create buzz about your business, lead potential clients to your real estate company, increase conversions, boost traffic generation in real estate, and to ultimately, create a substantial increase in your economic pockets!

Hopefully this short guide to traffic generation in real estate has served as a helpful piece of advice. We wish you all the luck in what will be your SUCCESSFUL REAL ESTATE BUSINESS.

$3,000 Short Sale relocation assistance for homeowners

$3,000 Short Sale relocation assistance for homeowners

HAFA Relocation Incentive

Currently, all across the United States, thousands of houses are being foreclosed. If you are one of the individuals that are a facing hard economic times and missing mortgage payments, the government has issued an incentive to short sell your home instead of going to foreclosure. HAFA, or Home Affordable Foreclosure Alternative, is offering a $3,000 relocation assistance for homeowners. This money is to help you out in terms of moving and relocation costs. If you short sell your house, this money is guaranteed, no hidden fees, circumstances, or agenda.

Upon closing of the house, the servicer is bound to pay the borrower the relocation costs immediately, and must reflect doing so on the HUD-1 Settlement, more commonly, the closing statement. If the homeowner has yet to vacate the premises, than the Relocation Incentive must be paid within five days upon leaving the property. Same applies if the Deed-in-Lieu is not conducted at a formal closing, than the servicer must mail the check to you, the borrower, within five days.

Short selling and foreclosing on your home is extremely draining, physically and emotionally. The HAFA Relocation Assistance is merely an incentive to assist you and your burden. The $3,000 may be used towards any aspect of moving: moving vans, security deposit, lease application, so on and so forth. Although nothing can take away the pain associated with short selling your house, this one act may prove to be very helpful in reducing your troubles. You are not alone in this process.

If there are any questions regarding the government’s HAFA Relocation Incentive, feel free to contact Komelot Inc. We are a Real Estate Investing Group that specializes in all aspects of the short sale and foreclosure market. If you need help short selling your house, we are the answer. Please feel free to email, call, or visit our website at www.komelot.com

Want to Learn How to Invest in Real Estate?

Do you want to learn the how to invest in Real Estate? The following is not a get rich quick scheme, nor a “How to” for investing online. What you are about to read does not explain the disadvantages of investing in the stock market, or give you tips on stock market trading. What you will Learn, is how to make a profit within the Real Estate Industry safely and quickly.

Komelot Inc., a real estate investment company, is here to help you make money in investing in real estate property. We are located in Jacksonville, Florida, and are a loss mitigation team that specializes in short sales and foreclosures. Contrary to the current stigma attached with real estate, in today’s market, there are many lucrative transactions being made. The secret is to work with investing company specializing in the short sale and foreclosures niche of real estate.

You may be asking:

How do I start investing, and why is Real Estate a safe alternative?

First and foremost, all you need to have is initial interest in investing in real estate and money - what we call private money. Many people ask us how much money do I need to have in order to do private lending? And the answer is at least $20K. Why twenty thousand? Komelot does not buy houses that are in the war zone for 5- 7K. Furthermore, we do not recommend anyone to do so if you are not an experienced investor.

Essentially, private money is usually a short term financing loan to a company through an individual(s) that is quickly available at higher rates of up to 12%. In other words, a private money loan is an asset-based loan of which a borrower receives funds secured by the worth of a lot of real estate. Hard money, or private loans, are usually issued outside of a commercial bank through a local private investor. The loan or mortgage is protected by the value of the collateral property. You, the potential lender, can protect your investment by lending no more than 75% of the property value (75% Loan to Value)! What does this mean for you? A profitable investment. Your investment, which can be as low as 20K, is secured by property with equity. Moreover, your return on investment may be as high as 12% depending on loan length(6 month -2 year term)

Also, not only is it a profitable investment, but an easy investment? We at Komelot Inc. will take care of the whole process. First, if you are still weary of investing in real estate, we will be happy to answer any and all questions you may have. Furthermore, we will provide the information on our local investment listings, of which you can choose from. And when you feel prepared, comfortable, and confident, we will wrap up and seal the deal. All you need to do is get your needed questions answer, feel at ease with your investment, and wait for your turnaround profit. It is as easy as that.

If you may have questions, please feel free to call us, email, or visit our website at www.komelot.com.


Komelot – Real Estate Solutions Group
Phone: 904-469-0080
Fax: 904-328-1400

1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

Would You Like High Returns And A Safer Alternative Than The Stock Market?

Make money in a much safer vehicle than the stock market or traditional investing. Earn higher yields and be in control of your money through Private Mortgage Lending.


As an investor, you may already be aware of the term, Private money. For those who are not, private money is term that refers to an individual or a company lending money to another individual or organization for a potential investment. Private money generally is not overseen by the bank, and thus has less regulation. Over the past, private money has been a great startup for businesses and has led to financial success. Private investors, such as yourself, can invest money into virtually every sector of today’s market. However, this article is merely intended to educate the common person who invests in stocks and bonds, in another feasible, successful market: Real Estate.

We are Komelot Inc., a Real Estate Investing Company located in Jacksonville, Florida. We are focused on buying distressed properties as short sale houses and foreclosed houses. As an investing company it is our duty to educate you: a potential investor about great investing opportunities available for you. You may have heard rumors how investing in real estate is daunting and scary. Specially with today's market. However, there is several big advantages of real estate over stocks and bonds which might change you mind. Are you surprised to hear the advantages are numerous?

The Real Estate business is ever growing and always in demand. The need for housing is inevitable and therefore it is a dependable market. Although prices are fluctuate at today's market , as inflation increases, the appreciation on the property will too increase. Furthermore, investing in the real estate with us will lead to easy, accessible cash flow; opposed to stocks and bonds that pay in dividends. Need more reasons to invest in real estate; how about tax benefits, incentives, and deductions? Investing in real estate can earn you a substantial amount of return on investments. We offer our partners an outstanding 8-12% ROI! Find a company who offers a full line of Real estate solutions. Finding distressed homes and buying these homes for 30-50 cents on the dollar based on today’s CURRENT MARKET value. A company should offer further services such as, renovating homes, finding buyers and selling these homes quick.

With good partners your only job should be: sit back, relax, and get your next check. No longer do you have to anxiously watch the stock market numbers drop daily.


Real estate investing with Ikon Realty, LLC is the solution to your investing problems!


Phone: 904-588-5888
Fax: 904-562-2666

Exhausted of Investing Money In Bonds and Stocks? How about Real Estate?

Are you one of the many people that have invested a small or large sum of money to countless stocks, bonds, or mutual funds? Has this subsequently increased money in your wallet, or has it only increased levels of anxiety? When people think of investment, they automatically associate stock market, bonds, loss of money. However, there are a number of entities that one can invest in. You may be surprised how many people invest in Real Estate despite the Real Estate Market crash. In an ever changing economy where stock markets and bonds are dropping at over a hundred points a day, Real Estate might be a great opportunity for safe investment. Why you may ask? Simple. Real Estate is necessary. Population is always increasing, and with that, the Real Estate market is always in demand.

If you may be one of the few or lucky that investing in stocks and bonds have proved successful, then why is investing in Real Estate a better opportunity? First and foremost, whether the economy is in a recession or in economic good standing, the stock market will always fluctuate. Unforeseen problems within a business can always arise, and thus money invested in stocks and bonds is unpredictable, risky, and sometimes unsuccessful. Real Estate on the other hand, has a number of benefits:

First, inflation does not hinder the real estate investing business, only enhances the potential money to be made.

Secondly, constant cash flow. Although a stock pays dividends, the stream of income coming in from a Real Estate Investment exceeds the dividend yields on average. Moreover, the investor in real estate has less to lose. If and when your investment properties encounter a downfall in homes being sold, typically, properties monthly rent will stay constant.

Thirdly, as history proves, profit will increase due to appreciation. Within the last sixty years, research shows the ever increasing amount of an average person’s home in the economy. As the property value keeps increasing, so will the appreciation, and so will your investment profit.

A fourth incentive: tax benefits. As an investor of real estate, you qualify for a number of tax incentives: depreciation with no-out of pocket costs, tax deductions such as property, mortgage interest, and repairs for those who qualify, and according to the IRS, investors can sell properties without paying capital gain taxes as long as they exchange them for others of like kind (section 1031). Investing with IRA.

Need another incentive? Return on Investments. Often with stocks and bonds, finding out your ROI can be challenging. On the contrary, with investments in real estate, there are more ways to realize a greater ROI. Often times, return on investments can be 8%-12%. The higher the return, the better!

We are Komelot- Real Estate Solutions Group located in Jacksonville, Florida. And we are helping investors all over country to invest in Real Estate. If you are looking for an opportunity to invest in property but not sure what property to buy and where to buy, call us! Investing in real estate with Komelot in Jacksonville is easy and safe. We buy distress properties, such as Short Sales and Foreclosures, for 30-60 cent's on the dollar. What does this mean for you? Your investment with us has equity from day one!

Komelot- Real Estate Solutions Group offers a full line of services for Investors, such as:

• Find homes and potential properties
• Renovating the properties
• Finding management companies and tenants to care for the properties

We will do everything! Just sit back, relax, and anticipate your secured monthly income!

Spending time, money, and increasing your stress due to lack of success in the stock markets is not needed. Real Estate Investment has proved successful and has benefited countless people in terms of cash flow, tax deductions, and increasing appreciation. The investment opportunities for some people has proved to be so successful that there incoming cash flow is not their second income, but their only income. No longer do you have to anxiously check the stock market every day to see the rise or fall in stocks, invest in Real Estate!

Office (904)588-5888

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Back in the day it used to be “Get your tech guy to make a
video for your business,” but today it’s so easy to do things
like this for yourself. This little tool is going to be big so I
wanted you to know about it NOW.

It’s called Google Search Stories.
See my Short Sale and Stop Foreclosure promotion Search Story.

It’s free. Who doesn’t love free these days? We give away
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will need a YouTube account but that’s free too.

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Google and YouTube found a way to combine the power of
Google’s search engine with the popularity of a YouTube
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A Google Search Stories video is the perfect way to get that
instant street credit you’ve been searching for. The power of
this video creator can put your business on the map… literally.

You can literally tell the video to display:
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Make this free video creator work for you so you don’t have
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Make sure to leave your comments below about how you would
use this.

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SHORT SALES: LOSS MITIGATION AND EXIT STRATEGIES

First and foremost, Congratulations!

If you are at the step of negotiating with a lender, you have earned your first Short Sale client. Now, what steps are involved in earning your first Short Sale profit?

The number one rule to remember is that short sales are not only better for the buyer, but normally better for the lender as well.
For most banks, short sales are better financially than foreclosures.

If lenders can make more money off a short sale than a foreclosure, lenders will accept. As an investor, it is of utmost importance to make sure the client has filled out all needed paperwork, including the hardship letter. Double check the paperwork before it gets processed. As soon as the paperwork is completed, get it to a loss mitigator immediately.

Be persistent.

Follow through on the loan. Ask what is the update? Who owns the loan? The more persistent you are as an investor, the speedier the process. Normally if an investor fails to follow through, the case gets pushed to back of the desk and is often forgotten. Your persistency will pay off for you and your buyer.

Now that the paperwork is prepared and submitted, bargain the best price with the lender! As soon as the buyer and lender agree on a price, it is your job to start the tedious process of closing a deal.

Beside your offer, the lender will require additional documents. Different lenders require different documents but here are a number of common credentials included in the paperwork:


1. Recent mortgage statement or coupon

2. Two months bank statements

3. Two recent pay stubs

4. Borrower Financial Information

5. Homeowners Association Information

6. Hardship Letter

Once the price is finalized, it is your job to flip the house; turn a “upside down” property into a potential buyer’s dream. Buy, fix, and resell. It sounds easy, but this process can make or break a future sale. What exactly is flipping a house? This term merely means making over the property to meet the prospective needs of today’s buyers. This process does not need to be expensive, there are many tricks and trades of the business that can be economically friendly.

Simple things like curb appeal can add several hundred or thousand dollars to a price tag. That could be as easy as planting flowers and greenery, repainting the mailbox and porch, or updating outside light fixtures, windowpanes, and the front door. The interior of the house can be just as simple and easy on the pocket books. Trouble-free things such as adding fresh coat of paint to walls and trim, laying down new carpet or flooring, and de-cluttering can add monumental value to the price of the house.

Once the “make over” process is complete, it is now time to stage the house for potential buyers. The main objective in staging is letting your potential buyer imagine themselves in the property. Make it livable, family orientated, up-to date.

Focus on the main areas of the home: the living room, kitchen, and master bedroom. The first room a buyer sees when entering a home is the living room. The idea is to make the living room feel friendly and welcoming, at the same time as spacious. In today’s modern day kitchen, granite countertops and stainless steel appliances are a MUST, as well as, cabinet and counterpace.

Remember: de-clutter the kitchen!

This will automatically open up the kitchen and lets the buyer know that there is adequate space to cook. The ideal master bedroom for Jacksonville properties and surrounding areas are space and cleanliness. Portray the master bedroom as if a couple was living in it.

Common tricks like an open book or piece of jewelry on the nightstand lets the buyer know that this is not an empty house, but someone’s home. A house does not need to be the biggest or most updated to sell. Instead, good use of space, a high-quality cleaning, and simple touch ups will be the key to a successful, quick selling of a property.


You, the investor, have an enormous opportunity for success if you follow these essential steps. Organization and timeliness with paperwork will speed up the closing process, as well as, a quick, sufficient make-over of the property. We wish you monumental success in the start of your new Short Sale business!

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida:

Short Sales in today’s society are inevitable and when executed properly, can generate great profits. What are the potential benefits and draw backs of Short Sales? The fundamental core of Short Sales is being able to turn an “upside down” property, to a property that has equity and can be sold for profit in 45 days or less.


The main benefit of a Short Sale is that there is a lot of potential money to be made.

However, be advised, that Short Sales do not happen at a snap of a finger, nor in a matter of a few weeks. Short Sales are timely and can take months to finally close on the property. As an investor, keeping this in mind can either make or break your business. As long as you are organized, have created a Short Sale system that can sustain needed changes, and are not needing an immediate turnaround on profits, your business has potential to succeed. Furthermore, gaining knowledge and implementing certain business tools can make all the difference.

The first step to a successful Short Sale business is obtaining leads in Short Sales through the power of marketing and advertising. Signs on the side of the road, billboards, radio broadcasts, TV commercials, or newspaper articles, are all good ways of gaining recognition as a company. However, be advised that marketing can be expensive. Understanding the fundamental aspect of Advertising can prove to be crucial: knowing your target audience and potential buyer!

Marketing and advertising are not the only business tools that can lead to a successful company. Getting to know people within the community, such as attorneys, realtors, and mortgage brokers, can prove to be helpful. Furthermore, remember that you are trying to start a successful business, and thus need to be trustworthy and reliable. Good credibility and word of mouth can often be the most successful tool in gaining new clients. There are many ways to build credibility and a successful business:

1)Build a website like the Jacksonville Short Sale web site with a free report.

2)Make articles about Short Sales. Help sellers to understand “Short Sale options in Jacksonville, FL" and the Short Sale process.

3)Understand your client. Get to know them and their family. What are their likes and dislikes? And most importantly, what is their ultimate goal in selling their house.

4)Above all, strive to be the most informed investor in your area. Knowledge is contagious, and with expanding knowledge, brings an expansion in the number of leads and clients.

5)Micro-management. Although everyone wants to control every aspect of a business, it is not only draining, but near impossible. Delegate time and tasks such as marketing, business writing, client relations, office management, and building an online website.

6)Lastly, not only get to know your clients, but learn about your employees. Which employees are more organized? Which are more personable and persuasive? Knowing your employees weaknesses and strengths will bring in not only clients, but money.


SHORT SALES: Investor/Seller Relationship



As an investor you need to educate your buyer. Many sellers are confused and overwhelmed with the process of Short selling their home. Sellers are already stressed out due to financial burden so ease your seller’s worries! Explain to them the benefits of Short selling rather than foreclosing. Let them know that it will lower their credit score, however, not nearly as much as a foreclosure would. Remind the client that in little as one to three years, their credit score will start to improve. This is not the end of the world. And, in the real estate world, reassure them that this is the best scenario.

CLOSING WORDS TO THE ASPIRING INVESTOR:

Educate and continue to build on your Short Sale System and business design. Join your local REIA and become the most informed investor in your area. Get to know your clients, potential leads, and employees. Not every Short Sale will be a triumph, but do not get down. With practice and a diligent work ethic, Short Sales are the answer to success.

Good luck, and may this article be as one small step to your financial freedom!

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA:


It is no secret that in today’s economy many people are struggling to make mortgage payments. What are you to do if you find yourself in similar situation? Are there other options except Short Sale available? Will this adversely affect my credit score? Losing a house is scary and confusing. If you are careworn with a similar situation, trust me, you are not alone. The following will not only explain what a Short Sale consists of, as well as, the certain advantages over foreclosures.

I. SHORT SALES: Help for the Burdened Seller

In a struggling economy, Short Sales have become all too common In Jacksonville, as well as, across the United States. You may be asking, what exactly is a Short Sale?

Short Sales are Sales of real estate in which more balance is owed on the property than the potential Sale proceeds. The remaining loan balance after a property is sold through foreclosure called the deficiency.

When executed properly, most lenders will dismiss the deficiency. The only evidence of a Short Sale will appear on your credit report. However, do not be weary. A Short Sale will result in fewer points deducted than a foreclosure.




The difference between a foreclosure and a Short Sale in Jacksonville, FL or any other city is the difference between “being hit by a train or a bus.”


Once you, the seller, decide that a Short Sale is the best choice for you, call a professional, who can help you with the Short Sale process. If you don't know anybody who works in the Real Estate Industry, call any Real Estate Agency, and a Realtor who specializes in Short Sales. The Realtor will give you general information about the process and will help you to start the process, by first making a listing agreement.

Please note: In order to have a Successful Short Sale transaction you need to have an offer from the buyer for Short Sale.

Remember, no offer, no Short Sale!

When you are working on your Short Sale package, be truthful!

Do not lie, dismiss, or try to cover up any financial problems. It will be to your best advantage to be completely honest. Remember to include a hardship letter that explains why you are struggling to make payments to the mortgage company. Remember, do not be ashamed. Countless Short Sales and foreclosures happen every day.

The Short Sale itself will be the first, productive step to ease your financial burden and hopefully earn you more financial freedom in the long run.


SHORT SALES: Deficiency Judgment in Florida

As mentioned above, in most normal Short Sales in Jacksonville, Florida , the lender will dismiss your deficiency. However, Florida is one of the Recourse States and deficiency judgment in Florida DOES exist. If instead you foreclose on your house, in the state of Florida, it is your responsibility to repay the deficiency. Some lenders will still dismiss the deficiency; however, some will seek to recover it.

Once the foreclosure is complete, a lender can seek a judgment against you, and motion for a lawsuit. The lender has the legal right to seize your bank account and wages up to twenty years, and adversely affects your credit score for seven years.



Deficiency is a scary and serious process.
Be well-informed of what your choices and consequences. In the case, a foreclosure seems inevitable, look into the possibility of Short Sale through a loss mitigation company .

Short Sale may not save your home, but will rid you from the possible deficiency judgment. Furthermore, although Short Sales will lower your credit score, the option of Short selling will not nearly hinder your credit score as much as a foreclosures would. Improvements in credit score will happen in as little as one to three years. Seek help and answers immediately if you are finding yourself in a struggle to make payments.

GET FREE SHORT SALE EXPERTS HELP in Jacksonville Florida NOW!
We are a group of certified loss mitigation consultants, Realtors and Investors who work as a team in Jacksonville FL in order to provide superior solutions to our customers' needs.

When it comes to Short Sales, our experience and expertise make the difference.
Call us today: 904-588-5888

Short Sale Package

Beside Short sale offer, the lender will require additional documents.

Different lenders require different documents but here are a number of common credentials included in the Short Sale Package:

1.      Hardship Letter

2.      Two months bank statements

3.      Two recent pay stubs

4.      Borrower Financial Information

5.      Homeowners Association Information

6.      Recent mortgage statement or coupon

Real Estate Investor greeting phone script

Real Estate Investor greeting phone script.



In the past, I had some problems with incoming calls. Sometimes

I was busy at work or I was on another line or it was in the

middle of the night! I had to repeat the same information hundreds

of times: where a house was located,description, details, etc..

It was making me crazy. So, finally, I made a decision. I did a

research of phone systems available and found a phone system

suitable for me.

Voice mail, when utilized properly, is a huge time saver.

Many questions can be addressed quickly and efficiently through

the exchange of voice mails in less than one minute per call.

When I reach a person directly, however, it takes at least a minute

for the ‘niceties': "Hi, how are you?" "Fine, and you?" "Good, I

got your message, and I've just been so busy, I'm sorry I couldn't

get back to you sooner. But I do have some information for you."

"No problem, I know what you mean.

I've been caught up in a zillion projects myself..." It takes

forever to get down to business in person! And the same problem

repeats itself at the end of the call... "Thanks so much for

your help." "No problem, thank you for calling" "Okay, talk

to you soon."

So here is copy of my Real Estate phone script.

Main greeting phone script



Do you need to get out from your mortgage? Are you tired of the dealing with the rental house or property that you inherited? No equity in the house? Don’t give up and don’t let it go back to the bank. Everyday we buy houses in any condition and price range from people in situations just like yours. Depending on your particular needs, we will make an offer that works best for you, we will handle all the paperwork and everything needed to close on the property. Our goal is to remove your stress by getting new to fastest possible sales. Your phone call is first and most important step to the quick sale of your house. Please remain on a line to answer a few simple questions regarding your property so that our professional buyers can get to work today or to start on you tomorrow. This phone call only takes three minutes. It’s that easy!

Question and Answer phone service.

What is Question and Answer phone service?

It's the phone service where client can answer on series of questions step by step. So you can ask pre recorded questions and after caller answer it he moves on to the next question.


Question and Answer phone script. Q&A Script

1
To begin please speak to spell your full name and the phone number we can reach you at. When finish speaking, press a pound key.
2
If you have an alternate number that you may be contacted such as cell phone or work number, you may give as that telephone number followed by the pound key.
3
Please give us your property address: state, city and a zip code. Also, provide us with a county the house is located. When finish speaking, press the pound key.
4
Please tell us what type of mortgage you have. If it’s a conventional loan, FHA loan, VA loan,. or it’s another type of mortgage.? If you do NOT have any mortgage say “free and clear”. When finish speaking, press a pound key.
5
Are there other mortgages on property? Say “yes” or “no”. What is combined mortgage balance? If you don’t know what is a combined mortgage balance, then simply say I don’t know When finish speaking, press a pound key.
6
What is combined monthly payment on all mortgages? When finish speaking, press a pound key.
7
If the house behind on payments, Please tell us your number of months that you are behind, and when you received foreclosure notice? If none of the above is relevant to you say “not applicable”. When finish speaking, press a pound key.
8
Please tell us more about your particular situation. For instance what caused you to fall behind and has your situation changed since first you fell behind? Please include any other information that you feel will be helpful. Please speak after the tone. When finish speaking, press the pound key.


Thank you for providing us with your information. We look forward to talk to you soon so we can assist you. Good buy.

I hope this will make you life easier.