Would You Like High Returns And A Safer Alternative Than The Stock Market?

Make money in a much safer vehicle than the stock market or traditional investing. Earn higher yields and be in control of your money through Private Mortgage Lending.


As an investor, you may already be aware of the term, Private money. For those who are not, private money is term that refers to an individual or a company lending money to another individual or organization for a potential investment. Private money generally is not overseen by the bank, and thus has less regulation. Over the past, private money has been a great startup for businesses and has led to financial success. Private investors, such as yourself, can invest money into virtually every sector of today’s market. However, this article is merely intended to educate the common person who invests in stocks and bonds, in another feasible, successful market: Real Estate.

We are Komelot Inc., a Real Estate Investing Company located in Jacksonville, Florida. We are focused on buying distressed properties as short sale houses and foreclosed houses. As an investing company it is our duty to educate you: a potential investor about great investing opportunities available for you. You may have heard rumors how investing in real estate is daunting and scary. Specially with today's market. However, there is several big advantages of real estate over stocks and bonds which might change you mind. Are you surprised to hear the advantages are numerous?

The Real Estate business is ever growing and always in demand. The need for housing is inevitable and therefore it is a dependable market. Although prices are fluctuate at today's market , as inflation increases, the appreciation on the property will too increase. Furthermore, investing in the real estate with us will lead to easy, accessible cash flow; opposed to stocks and bonds that pay in dividends. Need more reasons to invest in real estate; how about tax benefits, incentives, and deductions? Investing in real estate can earn you a substantial amount of return on investments. We offer our partners an outstanding 8-12% ROI! Find a company who offers a full line of Real estate solutions. Finding distressed homes and buying these homes for 30-50 cents on the dollar based on today’s CURRENT MARKET value. A company should offer further services such as, renovating homes, finding buyers and selling these homes quick.

With good partners your only job should be: sit back, relax, and get your next check. No longer do you have to anxiously watch the stock market numbers drop daily.


Real estate investing with Ikon Realty, LLC is the solution to your investing problems!


Phone: 904-588-5888
Fax: 904-562-2666

Exhausted of Investing Money In Bonds and Stocks? How about Real Estate?

Are you one of the many people that have invested a small or large sum of money to countless stocks, bonds, or mutual funds? Has this subsequently increased money in your wallet, or has it only increased levels of anxiety? When people think of investment, they automatically associate stock market, bonds, loss of money. However, there are a number of entities that one can invest in. You may be surprised how many people invest in Real Estate despite the Real Estate Market crash. In an ever changing economy where stock markets and bonds are dropping at over a hundred points a day, Real Estate might be a great opportunity for safe investment. Why you may ask? Simple. Real Estate is necessary. Population is always increasing, and with that, the Real Estate market is always in demand.

If you may be one of the few or lucky that investing in stocks and bonds have proved successful, then why is investing in Real Estate a better opportunity? First and foremost, whether the economy is in a recession or in economic good standing, the stock market will always fluctuate. Unforeseen problems within a business can always arise, and thus money invested in stocks and bonds is unpredictable, risky, and sometimes unsuccessful. Real Estate on the other hand, has a number of benefits:

First, inflation does not hinder the real estate investing business, only enhances the potential money to be made.

Secondly, constant cash flow. Although a stock pays dividends, the stream of income coming in from a Real Estate Investment exceeds the dividend yields on average. Moreover, the investor in real estate has less to lose. If and when your investment properties encounter a downfall in homes being sold, typically, properties monthly rent will stay constant.

Thirdly, as history proves, profit will increase due to appreciation. Within the last sixty years, research shows the ever increasing amount of an average person’s home in the economy. As the property value keeps increasing, so will the appreciation, and so will your investment profit.

A fourth incentive: tax benefits. As an investor of real estate, you qualify for a number of tax incentives: depreciation with no-out of pocket costs, tax deductions such as property, mortgage interest, and repairs for those who qualify, and according to the IRS, investors can sell properties without paying capital gain taxes as long as they exchange them for others of like kind (section 1031). Investing with IRA.

Need another incentive? Return on Investments. Often with stocks and bonds, finding out your ROI can be challenging. On the contrary, with investments in real estate, there are more ways to realize a greater ROI. Often times, return on investments can be 8%-12%. The higher the return, the better!

We are Komelot- Real Estate Solutions Group located in Jacksonville, Florida. And we are helping investors all over country to invest in Real Estate. If you are looking for an opportunity to invest in property but not sure what property to buy and where to buy, call us! Investing in real estate with Komelot in Jacksonville is easy and safe. We buy distress properties, such as Short Sales and Foreclosures, for 30-60 cent's on the dollar. What does this mean for you? Your investment with us has equity from day one!

Komelot- Real Estate Solutions Group offers a full line of services for Investors, such as:

• Find homes and potential properties
• Renovating the properties
• Finding management companies and tenants to care for the properties

We will do everything! Just sit back, relax, and anticipate your secured monthly income!

Spending time, money, and increasing your stress due to lack of success in the stock markets is not needed. Real Estate Investment has proved successful and has benefited countless people in terms of cash flow, tax deductions, and increasing appreciation. The investment opportunities for some people has proved to be so successful that there incoming cash flow is not their second income, but their only income. No longer do you have to anxiously check the stock market every day to see the rise or fall in stocks, invest in Real Estate!

Office (904)588-5888

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SHORT SALES: LOSS MITIGATION AND EXIT STRATEGIES

First and foremost, Congratulations!

If you are at the step of negotiating with a lender, you have earned your first Short Sale client. Now, what steps are involved in earning your first Short Sale profit?

The number one rule to remember is that short sales are not only better for the buyer, but normally better for the lender as well.
For most banks, short sales are better financially than foreclosures.

If lenders can make more money off a short sale than a foreclosure, lenders will accept. As an investor, it is of utmost importance to make sure the client has filled out all needed paperwork, including the hardship letter. Double check the paperwork before it gets processed. As soon as the paperwork is completed, get it to a loss mitigator immediately.

Be persistent.

Follow through on the loan. Ask what is the update? Who owns the loan? The more persistent you are as an investor, the speedier the process. Normally if an investor fails to follow through, the case gets pushed to back of the desk and is often forgotten. Your persistency will pay off for you and your buyer.

Now that the paperwork is prepared and submitted, bargain the best price with the lender! As soon as the buyer and lender agree on a price, it is your job to start the tedious process of closing a deal.

Beside your offer, the lender will require additional documents. Different lenders require different documents but here are a number of common credentials included in the paperwork:


1. Recent mortgage statement or coupon

2. Two months bank statements

3. Two recent pay stubs

4. Borrower Financial Information

5. Homeowners Association Information

6. Hardship Letter

Once the price is finalized, it is your job to flip the house; turn a “upside down” property into a potential buyer’s dream. Buy, fix, and resell. It sounds easy, but this process can make or break a future sale. What exactly is flipping a house? This term merely means making over the property to meet the prospective needs of today’s buyers. This process does not need to be expensive, there are many tricks and trades of the business that can be economically friendly.

Simple things like curb appeal can add several hundred or thousand dollars to a price tag. That could be as easy as planting flowers and greenery, repainting the mailbox and porch, or updating outside light fixtures, windowpanes, and the front door. The interior of the house can be just as simple and easy on the pocket books. Trouble-free things such as adding fresh coat of paint to walls and trim, laying down new carpet or flooring, and de-cluttering can add monumental value to the price of the house.

Once the “make over” process is complete, it is now time to stage the house for potential buyers. The main objective in staging is letting your potential buyer imagine themselves in the property. Make it livable, family orientated, up-to date.

Focus on the main areas of the home: the living room, kitchen, and master bedroom. The first room a buyer sees when entering a home is the living room. The idea is to make the living room feel friendly and welcoming, at the same time as spacious. In today’s modern day kitchen, granite countertops and stainless steel appliances are a MUST, as well as, cabinet and counterpace.

Remember: de-clutter the kitchen!

This will automatically open up the kitchen and lets the buyer know that there is adequate space to cook. The ideal master bedroom for Jacksonville properties and surrounding areas are space and cleanliness. Portray the master bedroom as if a couple was living in it.

Common tricks like an open book or piece of jewelry on the nightstand lets the buyer know that this is not an empty house, but someone’s home. A house does not need to be the biggest or most updated to sell. Instead, good use of space, a high-quality cleaning, and simple touch ups will be the key to a successful, quick selling of a property.


You, the investor, have an enormous opportunity for success if you follow these essential steps. Organization and timeliness with paperwork will speed up the closing process, as well as, a quick, sufficient make-over of the property. We wish you monumental success in the start of your new Short Sale business!

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida:

Short Sales in today’s society are inevitable and when executed properly, can generate great profits. What are the potential benefits and draw backs of Short Sales? The fundamental core of Short Sales is being able to turn an “upside down” property, to a property that has equity and can be sold for profit in 45 days or less.


The main benefit of a Short Sale is that there is a lot of potential money to be made.

However, be advised, that Short Sales do not happen at a snap of a finger, nor in a matter of a few weeks. Short Sales are timely and can take months to finally close on the property. As an investor, keeping this in mind can either make or break your business. As long as you are organized, have created a Short Sale system that can sustain needed changes, and are not needing an immediate turnaround on profits, your business has potential to succeed. Furthermore, gaining knowledge and implementing certain business tools can make all the difference.

The first step to a successful Short Sale business is obtaining leads in Short Sales through the power of marketing and advertising. Signs on the side of the road, billboards, radio broadcasts, TV commercials, or newspaper articles, are all good ways of gaining recognition as a company. However, be advised that marketing can be expensive. Understanding the fundamental aspect of Advertising can prove to be crucial: knowing your target audience and potential buyer!

Marketing and advertising are not the only business tools that can lead to a successful company. Getting to know people within the community, such as attorneys, realtors, and mortgage brokers, can prove to be helpful. Furthermore, remember that you are trying to start a successful business, and thus need to be trustworthy and reliable. Good credibility and word of mouth can often be the most successful tool in gaining new clients. There are many ways to build credibility and a successful business:

1)Build a website like the Jacksonville Short Sale web site with a free report.

2)Make articles about Short Sales. Help sellers to understand “Short Sale options in Jacksonville, FL" and the Short Sale process.

3)Understand your client. Get to know them and their family. What are their likes and dislikes? And most importantly, what is their ultimate goal in selling their house.

4)Above all, strive to be the most informed investor in your area. Knowledge is contagious, and with expanding knowledge, brings an expansion in the number of leads and clients.

5)Micro-management. Although everyone wants to control every aspect of a business, it is not only draining, but near impossible. Delegate time and tasks such as marketing, business writing, client relations, office management, and building an online website.

6)Lastly, not only get to know your clients, but learn about your employees. Which employees are more organized? Which are more personable and persuasive? Knowing your employees weaknesses and strengths will bring in not only clients, but money.


SHORT SALES: Investor/Seller Relationship



As an investor you need to educate your buyer. Many sellers are confused and overwhelmed with the process of Short selling their home. Sellers are already stressed out due to financial burden so ease your seller’s worries! Explain to them the benefits of Short selling rather than foreclosing. Let them know that it will lower their credit score, however, not nearly as much as a foreclosure would. Remind the client that in little as one to three years, their credit score will start to improve. This is not the end of the world. And, in the real estate world, reassure them that this is the best scenario.

CLOSING WORDS TO THE ASPIRING INVESTOR:

Educate and continue to build on your Short Sale System and business design. Join your local REIA and become the most informed investor in your area. Get to know your clients, potential leads, and employees. Not every Short Sale will be a triumph, but do not get down. With practice and a diligent work ethic, Short Sales are the answer to success.

Good luck, and may this article be as one small step to your financial freedom!

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA:


It is no secret that in today’s economy many people are struggling to make mortgage payments. What are you to do if you find yourself in similar situation? Are there other options except Short Sale available? Will this adversely affect my credit score? Losing a house is scary and confusing. If you are careworn with a similar situation, trust me, you are not alone. The following will not only explain what a Short Sale consists of, as well as, the certain advantages over foreclosures.

I. SHORT SALES: Help for the Burdened Seller

In a struggling economy, Short Sales have become all too common In Jacksonville, as well as, across the United States. You may be asking, what exactly is a Short Sale?

Short Sales are Sales of real estate in which more balance is owed on the property than the potential Sale proceeds. The remaining loan balance after a property is sold through foreclosure called the deficiency.

When executed properly, most lenders will dismiss the deficiency. The only evidence of a Short Sale will appear on your credit report. However, do not be weary. A Short Sale will result in fewer points deducted than a foreclosure.




The difference between a foreclosure and a Short Sale in Jacksonville, FL or any other city is the difference between “being hit by a train or a bus.”


Once you, the seller, decide that a Short Sale is the best choice for you, call a professional, who can help you with the Short Sale process. If you don't know anybody who works in the Real Estate Industry, call any Real Estate Agency, and a Realtor who specializes in Short Sales. The Realtor will give you general information about the process and will help you to start the process, by first making a listing agreement.

Please note: In order to have a Successful Short Sale transaction you need to have an offer from the buyer for Short Sale.

Remember, no offer, no Short Sale!

When you are working on your Short Sale package, be truthful!

Do not lie, dismiss, or try to cover up any financial problems. It will be to your best advantage to be completely honest. Remember to include a hardship letter that explains why you are struggling to make payments to the mortgage company. Remember, do not be ashamed. Countless Short Sales and foreclosures happen every day.

The Short Sale itself will be the first, productive step to ease your financial burden and hopefully earn you more financial freedom in the long run.


SHORT SALES: Deficiency Judgment in Florida

As mentioned above, in most normal Short Sales in Jacksonville, Florida , the lender will dismiss your deficiency. However, Florida is one of the Recourse States and deficiency judgment in Florida DOES exist. If instead you foreclose on your house, in the state of Florida, it is your responsibility to repay the deficiency. Some lenders will still dismiss the deficiency; however, some will seek to recover it.

Once the foreclosure is complete, a lender can seek a judgment against you, and motion for a lawsuit. The lender has the legal right to seize your bank account and wages up to twenty years, and adversely affects your credit score for seven years.



Deficiency is a scary and serious process.
Be well-informed of what your choices and consequences. In the case, a foreclosure seems inevitable, look into the possibility of Short Sale through a loss mitigation company .

Short Sale may not save your home, but will rid you from the possible deficiency judgment. Furthermore, although Short Sales will lower your credit score, the option of Short selling will not nearly hinder your credit score as much as a foreclosures would. Improvements in credit score will happen in as little as one to three years. Seek help and answers immediately if you are finding yourself in a struggle to make payments.

GET FREE SHORT SALE EXPERTS HELP in Jacksonville Florida NOW!
We are a group of certified loss mitigation consultants, Realtors and Investors who work as a team in Jacksonville FL in order to provide superior solutions to our customers' needs.

When it comes to Short Sales, our experience and expertise make the difference.
Call us today: 904-588-5888

Short Sale Package

Beside Short sale offer, the lender will require additional documents.

Different lenders require different documents but here are a number of common credentials included in the Short Sale Package:

1.      Hardship Letter

2.      Two months bank statements

3.      Two recent pay stubs

4.      Borrower Financial Information

5.      Homeowners Association Information

6.      Recent mortgage statement or coupon