Short Sale Home specialists. Avoid foreclosure ask Short Sale Experts in Jacksonville FL

Rent to Own homes in Jacksonville FL questions and answers

2011-02-16T11:10:00.000-08:00

Rent to Own homes in Jacksonville FL questions and answers

How does rent to own work?

Here's how it works:

A home is made available via a standard lease with one important addition. Included is an option to purchase that home at a specified price over a specified time period (usually one or two years). In order to acquire that option, the renter/buyer must pay a one time, NON REFUNDABLE, fee called the option consideration.

What is an option/down payment, how much am I expected to pay?

Option money is an upfront non refundable payment. Option is right to buy home at a future date with fixed price.
Our Rent to Own program minimum option payment is $1,500. Option payment may vary based on home value, quality and area of town.

How does Rent credit work?

Rent credit is amount of money which will be credited toward home ownership every month.
In order to receive a rent credit you MUST pay your rent on or BEFORE the due date of your lease (typically the 26th or 1st of the month).
Our Typical rent credit is $100. Rent Credit may be as high as 20% of rent payment per month.

What are advantages of Rent to Own Program?

• Build equity toward home ownership.
• No bank or finance company involvement.
• Poor credit history may not be an issue.

How do you qualify for a Rent to Own?

• Total household Income has to be 3x's the amount of the rent
• No evictions or rental judgments in the last 7 years
• Employment Verification Required
• Credit Check Required
• minimum $1,500 deposit due with the application
(total deposit will be determined after credit is reviewed)
• Application Fee $25 for each person over 18 years old

Can You Do a Rent to Own Being Self Employed or a Business Owner in Jacksonville or other state?

It іѕ absolutely trυе fact that being self-employed іѕ doubtlessly one οf thе greatest achievements whісh ѕοmе individual саn hаνе іn thіѕ life.
Bυt іt іѕ worth mention thаt unfortunately self-employed people аrе typically getting thе brunt οf thе grеаt pressure іѕ іn regards tο opting fοr home loans.
Our Rent - to - Own program will allow self-employed people to enjoy lifestyle they want.
In order to qualify you will need to produce 2 year Tax Return and 2 year Profit and Loss Statement.

Can I do a rent to own after foreclosure or bankruptcy?

Yes you can do rent to own after 2 years after foreclosure or bankruptcy

Who is in charge of maintenance and repairs?

Tenant shall, at its own cost and expense, keep, repair and maintain all equipment and other personal property located at the Premises,

Landlord shall repair and maintain at its expense Structural part of the building as roof , walls and fundament of the Premises.

Maintenance is the responsibility of the Tenant Buyer. You are now renting to own and homeownership requires maintenance. This includes things like broken windows from stones or baseballs, clogged drains, peeling paint, broken appliances, burnt out bulbs, lawn work/snow removal, etc. If any major repairs are required to ensure habitability, the Landlord remains responsible.

Rent to Own and Credit Repair

If you are reading this you are probably already aware that bad credit affects more than just your ability to get a loan? Having bad credit means you are usually going to get the worst terms and pay the highest interest rates on any type of loan. Bad credit affects other aspects of your life also, like; your ability to rent an apartment or house, getting affordable insurance and even employment. If you are in this situation, you need to do something to get your credit (and your life) back on track.
Komelot Homes affiliated with best credit repair agencies in town to assure that our clients credit will be rebuilt promptly and accurately.
Credit repair strategy is not only removing negative items from your reports through filing disputes but also paying your bills promptly, keeping all of your accounts current, opening new credit lines and much more.
If you have any questions about Rent-to-Own Program give us a call : 904-562-2666 ext 4

To see available Rent-To-Own homes visit : www.Komelot.com
To get notification about new Rent-to-Own homes coming to the market sign up for our buyers list at : Rent to Own Buyer List

Florida Hardest-Hit Fund Program (HHF)

2011-02-01T11:12:00.000-08:00

New! Florida Hardest-Hit Fund Program Announced to Help Troubled Homeowner’s.

Florida Hardest-Hit Fund Program(HHF)created as foreclosure prevention assistance program that provide temporary assistance to eligible homeowners

Two programs available:

Unemployment Mortgage Assistance Program (UMAP)

Loan funds can be used to pay monthly mortgage and escrowed mortgage-related expenses (i.e., property taxes, homeowner insurance, and mortgage insurance) until the homeowner can resume payments or for up to 18 months, whichever occurs first.

Mortgage Loan Reinstatement Payment Program (MLRP)

Loan funds can be used to bring the past-due first mortgage current; up to four months will be paid.

Homeowners who qualify for financial assistance may receive up to 18 months of monthly mortgage payments and/or funds to pay past due mortgage payments to bring the mortgage current; these funds are paid directly to the loan servicer/lender.

You must meet all eligibility requirements to be considered for the program. Please review all criteria prior to applying for HHF assistance.

The web-based application process for Florida Hardest-Hit Fund financial assistance opened for Lee County homeowners on Monday, October 25. In the meantime, for a complete list of all requirements click here

NEW FHA PROPERTY FLIP TRANSACTION RULES

2010-11-28T18:51:00.000-08:00

November 24, 2010

HIGH IMPORTANCE:

FHA PROPERTY FLIP TRANSACTIONS:

First off, there are some new changes to FHA flipping policies that you MUST be aware of ASAP. Brian Pintar - mortgage broker, just put together a short 1-minute video explaining the changes.

Effective: On / After December 1, 2010

FHA purchase transactions in which the seller has held title less than 90 days the sales price will be limited to less than 20% above the seller's acquisition cost. The seller's acquisition cost is defined as what the seller paid to acquire the subject property. It does not include the cost of any repairs or improvements made to the property after purchase.

NOTE: conventional financing, seller must be in title on the date of the contract. The 90day rule does not apply.
HOWEVER; if the buyer has less than 20% down payment; ALL MI companies require the seller to be on title a minimum of 90 days prior to going under contract.

Business Phone System voice mail script

2010-10-28T20:24:00.000-07:00

Voice mail script - business solution for investor.

Main mailbox voice mail script

Thank you for calling (your company name)
If you know the extension you would like to reach you may enter it now.

Ext 1 If you are a Realtor or mortgage broker please press 1 now
Ext 2 If you are looking to sell your house please press 2 now
Ext 3 If you are looking to Buy a House please press 3 now
Ext 4 If you are looking to rent-to-own House please press 4 now
Ext 5 If you are looking to rent House please press 5 now
Ext 6 For Private money landing opportunity please press 6 now
Ext 7 For general delivery mailbox please press 7 now
Ext 9 To return to main menu please press 9 now
Ext 0 to be transferred to the operator please press 0 now

To see how we set up all described extentions in my PB Next phone system see this video.

All Extensions voice mail script

Ext 1 - If you are a Realtor or mortgage broker in Jacksonville, FL

To submit Short Sale deal online please press 21 now.
(Add at the middle script of your choice for Realtor)
(Add at the end)
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 2 - Selling House in Jacksonville, FL

Thank you for calling regarding the property you would like to sell.
If you would like to visit our website to enter information about your home online please press 12 now .
Do you need to get out of your mortgage? Are you tired of dealing with a rental house or property that you inherited? No equity in the house? Don’t give up and don’t let it go back to the bank. Everyday we buy houses in any condition and any price range from people in situations just like yours. Depending on your particular needs, we will make offer which works best for you. We will handle all the paperwork and everything needed to close on property. Our goal is to remove you stress by getting you’re the fastest possible sale. Your phone call is the first and the most important step to the quick sell of your house. Please leave your name, phone number, the property address and as many details as possible so our professionals can call you back today.

Ext 3 - Buying House in Jacksonville, FL

Thank you for calling regarding the property you would like to buy. We are excited to let you know that you may be eligible for up to $25,000 in home buying grants to help you with your closing costs and down payment. To find out more about local grant program available for you please press 15 now.
If you have temporary difficulty with getting Loan but still would like to buy one of our homes we have Private money lending available for your convenience. To find out more about our Private money Lending program please press 25 now.

If you would like to hear about houses available for sale please press 16 now.
To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 4 - Buy Rent-to-Own House in Jacksonville, FL

(At the beginning)
Thank you for calling regarding the property you would like to Rent-To-Own
If you are trying to purchase a home but have a negative credit report please don’t worry we can help. we understand that life often present unavoidable pitfalls and we don’t want those to hurt your future. We want to help you to reach your financial potential despite any problems your had in the past. Fortunately we are exprinced knowledgable investors who can help. As partners we have far more purchasing power and it is our business to create win-wins for everyone. We are excited to talk with you about your goals and see what we can do. Let’s begin building fantastic future.
If you would like to hear about our houses available for Rent-TO-Own please press 17 now.

To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 5 - Rent House in Jacksonville, FL

Thank you for calling regarding the property you would like to Rent
(No Middle or script of your choice)
(At the End)
If you would like to hear about houses available for Rent please press 20 now.
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 6 – Private money opportunity

Would You Like High Returns And A Safer Alternative Than The Stock Market?
Make money in a much safer vehicle than the stock market or traditional investing. Earn higher yields and be in control of your money through Private Mortgage Lending.
To find out more about this safe, little known and highly profitable investing vehicle please press 24 now.

To hear information about Private money opportunities available please press 500 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 12 – Visit our website to sell property

Thank you for calling regarding the property you would like to sell. To enter information about your house online please visit www.komelot.com (then spell it), click on sellers tub fill out short form below and one of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on sellers tub and fill out short form below.

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 13 – Visit our website to be on or buyers list

Join our VIP notification list and get instant access to the very best homes at the very best prices in your area. You'll also get our videos where we show you exactly how to find bargain homes. Visit www.IBuyHouseJax.com (then spell it), -just enter your email address in the field to the right... . It’s that easy. Again visit our website www.IBuyHouseJax.com and enter your email address in the field to the right... If you have any questions please press 0 to be connected to the operator. or leave detailed message after the tone and our specialist will contact you shortly.

Ext 15 - Jacksonville Grant Money Program

Did you know that you may be eligible for up to $25,000 in home buying grants to help you with your closing costs and down payment?

Grant program include the First Time Homebuyer Program, down payment assistance program, the Homeownership Pool Program and Pour Credit Homes Buyer Assistance Program.

If you would like to request information online please press 18 now .
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly .

Ext 16 - Houses available for sale in Jacksonville general

To see information online about houses available for Sale please press 19 now
To hear description of houses available for sale please press 200 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 17 - Houses available for Rent-To-Own in Jacksonville general

To see information about houses available for Rent-To-Own online please press 19 now
To hear description of houses available for rent –to-own please press 300 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 18 - Grant money program Website Information

To get prequalified for our Grant money program online please visit www.komelot.com (then spell it), click on contact us tab. Fill out short form below and in the comments section add “Prequalify me for Grant money program” and One of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on contact us tab and fill out short form below. If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly shortly.

Ext 19 – Houses available for sale in Jacksonville Website information

To see information online about homes for sale please visit www.komelot.com (then spell it), and click on properties tub. It’s that easy. Again visit our website www.komelot.com and click on properties tub .
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 20 - Houses available for Rent general

To see information about houses available for Rent online please press 19 now
To Join our email notification list and to get instant access to the very best homes at the very best prices in your area please press 13 now.
To hear description of houses available for rent please press 400 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 21 – Submit Short Sale Online

Thank you for calling us regarding Submitting Your Short Sale Deal Online
If you have never submitted your short sale deals with us before Please press 22 Now.
If you have submitted your short sale deals with us before please press 23 Now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 22 - If you have never submitted your short sale deals with us before

If you have never submitted your short sale deals with us before visit www.shortsalesmadeeasyby.us (then spell it), Fill your name and email in the form and click on gain access now. Then Follow the steps to submit your Short sale online.
It’s that easy. If you have never submitted your short sale deals with us before visit www.shortsalesmadeeasyby.us (then spell it), Fill your name and email in the form and click on gain access now. Then Follow the steps to submit your Short sale
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 23 - If you have submitted your short sale deals with us before

If you have submitted your short sale deals with us before please VISIT www.shortsalesubmit.com
LOGIN using your E-mail and Password
Then Follow the steps to submit your Short sale

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 24 – Private money opportunities website

To Join our email notification list and to get instant access to the very best Private money opportunities in your area complete the simple form at our website www.gethighreturn.com .(spell it) You'll instantly receive the special report "How You Can Safely Invest Your Money In Today's Market Through Private Money Lending."It’s that easy visit www.gethighreturn.com and complete the simple form below and we will notify you by email when new Private money opportunities will be available.

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you v.

Ext25 – Private money program for buyers website information

Our company has connections with many Private money lenders who are happy to lend money to our qualified clients.
By using private funding we offer flexible programs to help you to get financing in all situations.This gives potential homeowners greater opportunity to buy their own home with none of the long paper-work or approval process of traditional home loans.

“Our qualification process is so simple practically anyone with a job can become a homeowner through one of our special financing programs.
To get prequalified for our Private money program online please visit www.komelot.com (then spell it), click on contact us tab. Fill out short form below and in the comments section add “Please prequalify me for Private money program” and One of our specialists will be in contact with you shortly. It’s that easy. Again visit our website www.komelot.com click on contact us tab and fill out short form below. If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 200 – For Sale description of homes

To hear more about Name your price event and 3 bedroom 2 bath completely renovated home available for Sale please press 201 now
To hear more about (property address or description) please press 202 now

To see information about houses available for Sale online please press 19 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 201 - For Sale description of (property address)

This house is being sold at Name your price event it’s 3 bedroom 2 bath Completely renovated home. Inside you will find vaulted ceilings with knockdown, new tile and carpet. Fenced back yard with mature trees, screened patio. All New: Architectural shingles roof, Vinal siding, plumbing, electrical, HVAC, landscaping. Premium kitchen cabinets with crown molding , under cabinet lighting, recessed ceiling lighting, stainless steel appliances, granite countertops with back splash, Stainless Steel Undermount Kitchen Sink , Kitchen Faucet with Touch2O Technology , All new Premium tile bathroom surrounds, granite vanities, in master bath you will find walk in closet, rain shower and Dual sink vanity with granite top. IT’S MUST SEE HOME!!!

This home will be sold at Name your price event Monday Oct 18 where you choose fair price for this home.
For more details visit our website www.buy-house-florida.com again www.BUY-HOUSE-FLORIDA.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.
Ext 202 For Sale description of (property address)
(description body)

Ext 300 – Rent-to-Own description of homes

To hear about Northside 3 bedroom 1 bath completely renovated home available for rent-to-own please press 301 now
To hear about Southside3 bedroom 2 bath completely renovated home available for rent-to-own please press 302 now
To see information about houses available for Rent-to-own online please press 19 now
If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 301 - Rent-to-Own description of (property address)

This house is offered at Name your price event. Name YOUR OWN Monthly and Down Payment Price.
It is difficult time to find a buyer with the set price so we decided to do offer your price event where we would choose from what you can offer us. it’s 3 bedroom 1 bath Completely renovated home. Inside you will find All New: tile floors, plumbing, electrical and HVAC. Premium kitchen cabinets with vine rack, all new appliances, Premium tile bathroom surround and nice Fenced back yard and fenced front.
IT’S MUST SEE HOME!!!

This home will be sold at Name your price event Monday Oct 18 where you choose your price for this home.
For more details visit our website www.buy-house-Jacksonville.com again www.BUY-HOUSE-Jacksonville.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 302 - Rent-to-Own description of (property address)

This home being sold on Rent-to-Own bases.
You can Name YOUR OWN Monthly and Down Payment Price.
It’s 3 bedroom 2 bath Completely renovated home. Inside you will find Vaulted ceilings with knockdown, new tile and carpet. Fenced back yard with mature trees, screened patio. All New: Architectural shingles roof, Vinal siding, plumbing, electrical, HVAC, landscaping. Premium kitchen cabinets with crown molding , under cabinet lighting, recessed ceiling lighting, stainless steel appliances, granite countertops with back splash, All new Premium tile bathroom surrounds, granite vanities, in master bath you will find walk in closet, rain shower and Dual sink vanity with granite top. IT’S MUST SEE HOME!!!
Purchase price of this home is $129,900.
For more details visit our website www.buy-house-florida.com again www.BUY-HOUSE-FLORIDA.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 303 – Rent-to-Own description of (property address)

2000 Sq.Ft 4 bedroom 2 bath 2 story home. Only $900/month . Completely renovated, with security system, painted inside and out, lots of new windows to bring in natural light! All new doors, New 16" tile in bathrooms and kitchen, Updated electrical, new plumbing, Fully remodeled 2 bathrooms. You will enjoy a fresh and clean look and feel! First floor all tile, second floor all oak wood. A lot of space ,great for a big family.

This great remodeled 2 story home located at (property address)
For more details visit our website www.komelot.com again www.KOMELOT.COM

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 400 – Rent description of homes

To see information about houses available for Rent online please press 19 now
To hear description of 3 bedroom 1 bath remodeled home available for rent please press 401 now

If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you shortly.

Ext 401 - Rent description of (property address)

3 bedroom 1 bath 1000 Sq,Ft Remodeled home with carport and fenced front and back yard available for only $750/month conveniently Located at (property address)
In this Recently updated home You will find Updated Tile floors, Fresh paint in and out, Updated appliances, AC, Water Heating, Bathroom and kitchen with vine rack. Inside Washer and Dryer hook up . If you have any questions please press 0 to be connected to the operator or leave detailed message after the tone and our specialist will contact you.

Ext 402 - Rent description of (property address)
(Description body)

Ext 500 - Private money opportunities available

To hear about opportunity (put name of opportunity) press 501 now
To hear about opportunity (put name of opportunity) press 502 now

Ext 501
(opportunity body)

Investor tips: How to sell House in Jacksonville fast?

2010-10-10T02:34:00.000-07:00

If you are an Investor and looking for an Ideas about How to sell property fast keep reading.
One of the ways to sell property fast in Jacksonville is technique called Property Launch Formula.

Here is Property Launch plan.

1 Create web page for event
2 Order Bandit signs
3 Install signs
4 Modify your phone system. Add new ext. with property description and website addresses to get more information.
5 Order Post cards to mail to tenants in area.
6 Advertise on craigslist - post adds 3 times a day for each property. See video how I do Craigslist posting.
7 Make Social Media announcements.
8 Create a Blog Post with explanation of what is Property Launch Formula in Jacksonville, FL and how you can make it possible for people with less than perfect credit own their home.
9 Create auto responders for database you use
10 Email yuor buyers list
11 Consider using Text messaging system for attracting buyers
I will write updates on the results.
Here is a Mind Map of Property Launch Formula I use
Click on the picture to make it bigger.

Are you a veteran looking to finally buy the home of your dreams in Jacksonville, FL?

2010-10-08T07:14:00.000-07:00

With NAS Jacksonville located nearby, veterans and active duty personnel can become part of a thriving military community. How can you make home buying a reality?
Use the popular option amongst military member homeowners—the VA loan.

Why a VA Loan?

Lenders offer great interest rates since the Department of Veteran Affairs secures the loan. That means saving a substantial amount of money on monthly mortgage payments. Other benefits include…

• No Money Down
• No Private Mortgage Insurance (PMI)
• No Prepayment Penalties
• Sellers Can Finance Up to 6 Percent of Closing Costs and Concessions

Qualified borrowers can secure a VA loan for a limit of $417,000 without a down payment in most of the country, including the Jacksonville area. The VA does not have hard credit and income requirements, and VA loans are often easier for service members to qualify for than conventional loans.
How Do I Start the Application Process?

It’s fast and easy. VA loan specialists can help you start the process by obtaining your Certificate of Eligibility. This document explains what VA entitlement, if any, you have. To be eligible for a VA loan, prospective borrowers must meet one of the following criteria:

• A minimum of 90 days on active duty service
• A minimum of 181 days service during a time of peace.
• All applicants must have been honorably discharged.
• Some surviving spouses can qualify

It’s important to note that the VA does not issue home loans. Instead, it provides a guarantee on about a quarter of the loan, a promise that helps lenders offer competitive rates to service members and their families.
VA loans have helped thousands of Floridians achieve the dream of homeownership. VA loans offer service members a degree of buying power and financial flexibility that really can’t be matched on the open market.

"This post comes to you from James Kelley of VA Benefit Blog . A law school student at the University of Missouri, James Kelley works to educate the public on government financing options for home purchases. He is a co-founder of Military Basebook, a facebook application that helps connect military members based on where and when they served."

How to buy house in Jacksonville FL with no money down

2010-10-06T13:32:00.000-07:00

Komelot Homes Company Assists Families Who Can’t Qualify For A
Conventional Mortgage Own Their Own Home Even In Today’s Economy.

Homeownership is the American dream and there has never been a better time to buy than in today’s buyers market.

However, the current economic downturn has made it difficult to qualify for a Conventional home loan.

If you have ever dreamed of owning your own home but don’t have a huge 20% down payment or outstanding credit we can make your dream reality.

Komelot makes it possible for people with less than perfect credit own their own home using several programs to assist future homebuyers who may have never thought it was possible in today’s economy.

Komelot has access to homes in all areas of town at every price range. By using access to government and state programs (buyers who qualify get up to $25,000 in Jacksonville Home Buyer Grants. This allows potential homeowners greater opportunity to buy their own home with less money out of their pocket.

By using private funding we offer flexible programs to help you to get financing in all situations.
This allows potential homeowners greater opportunity to buy their own home with none of the long paper-work or approval process of traditional home loans.

“Our qualification process is so simple practically anyone with a job can become a homeowner through one of our special financing programs" says Dmitry Mikhaylov, Managing Member of Komelot Homes. "There are honest good people out there with the dream of owning their own home any they just need a chance," adds Dmitry MIkhaylov "We’re here to help them live that dream."

Komelot Homes offers a free special report “How to buy your Dream House from Residential Redevelopment Company” where you will find " 3 of our newest videos, access to our BRAND NEW bonus video, and access to our VIP notification list... ". To download your free copy simply visit Jacksonville Dream House website.

2010-10-05T20:49:00.000-07:00

Rent To Own Program in Jacksonville, FL

How can I buy a home in Jacksonville, when I have bad credit?

You can’t through conventional lenders, but you can with our help. We can setup a Rent-to-Own agreement to help improve your credit over time. We also work with mortgage brokers who may be able to arrange a loan for you.

We are not extremely interested in your past credit status. Your ability to make reasonable monthly payments and your desire to be a homeowner now is what is really important to us.

How does your Rent-to-Own Jacksonville, Program Work?

A Rent-To-Own (RTO) transaction is where you would rent a home just like any other lease agreement, but the biggest difference is that you have the option to buy the home at any time during the lease period for a fixed price.

RTO designed to help you to get a home right now that you plan on buying in the future.

The agreement is set for a fixed period of 12-36 months. The purchase price is fixed, and will not change for the duration of the lease. Real Estate market right now at about a bottom and you will not only get home for a great price but also any future appreciation will be yours to keep.

A portion of your rent payment will be credited toward the purchase of the home which would allow you to build equity while you rent.

An option payment (aka down payment) is required to move into a RTO home. The amount is flexible depending on each individual situation, and this payment is 100% applied towards the purchase price of the home when you buy.

The end goal is for you to get a regular mortgage to buy the home, and during the lease period you have time to work on any credit or financial issues that are keeping you from getting a loan right away. If needed we will refer all our clients to local credit repair company to make sure you will get best help with you credit repair.

How much down payment do I need?

We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. However, to give you the best chance of getting into your selected home, you should have a down payment equal to at least 3% of the purchase price.

What other methods of down payment are accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. ***We also accept major credit cards.

The home I wanted has been sold… can you find me another one?

Yes we can. Our homes go fast, so the best thing you can do is join our onlineVIP Buyers List.
Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home. Join our VIP Buyers List now!

2010-08-24T17:03:00.000-07:00

4 rules to success in Real Estate Video Marketing

If you are looking for ways to expand your Real Estate business, video marketing may just be the ticket! When executed properly, internet video marketing can drastically increase traffic to your website and conversion rates, and thus, increase money in your wallet! Today is the era of the Information Age, and understanding the potential and possibilities of video internet marketing will be your key to success.

4 Rules of successful Video Marketing:

Rule #1 Create a video that establishes:
• Who you are
• Information about you
• Information about your real estate business
• What services you have to offer

You can find example of such video at our Short Sale website.

Rule #2 Post the video to major video distributing websites

such as: Google, Yahoo, Bing, and YouTube. Although the technology is important in expanding your business, your approach and distribution of your video is what will lead to success. Use automatic mass video distribution websites such as TubeMogul.

Rule #3 Be a success story!

The number one thing that gains customers’ attention is a success story. Incorporate your story of starting a business in today’s hard economic times to build trust and gain respect from potential clients. After viewing your video, a customer should feel closer, more connected to you and your company. Prove to clientele base, why your company works! Remember, your story sells, so do not be afraid to get personal with your customers in order to help expand your business.

Rule #4 Be consistent

Do not stop after creating one video! Once your first video is created and distributed, make a series of short one to three minute videos. The first ten videos of the series should be based on FAQ’s all that focus on targeting traffic to your websites or conversion page. The latter ten videos should be based on Should Ask Questions. After this series is completed, you will have twenty videos all of which create buzz and thus, creates a number of clients!

Here are some examples of Real Estate Should Ask Question videos:• Why someone should choose your company in giving a lead?
• Are you feeling pressure of foreclosure? If so, we can help.
• Looking for a safer way to invest?
• Looking for a great investment deal? Why not real estate?

All of the above are great examples and rules of ways to generate buzz about your business. It is important to remember that every video you create should gain credibility and trust, differentiate your company and products from other like businesses, build a desire for your product or service, and decrease or eliminate the obvious “selling” approach that many businesses focus on. Subtlety is key. Distribution is necessary. And Internet marketing is a must. Video marketing is a simple, yet effective way of expanding your buyer list, creating buzz about your company and services, and generating money in your wallet! Establish yourself as a credible expert, and as trust builds in clients, so will your business!

Find more articles about Online Marketing

Good luck in your venture towards success!

2010-07-13T07:42:00.000-07:00

Short Guide for Successful Traffic Generation in Real Estate

We all know how hard it is starting a business, much less a successful business, especially in the real estate industry. This article is intended to help you increase traffic generation in real estate, thus, making your business more successful!

What is Traffic Generation?

The process of drawing people in and viewing your website or squeeze page (landing pages created to seek email addresses from prospective, qualified subscribers). In order to be successful, real estate businesses not only need a website containing information, but a squeeze page that prompts immediate action. For example, this Short Sale Squeeze page promotes traffic generation and conversion!

4 Steps to an increase in traffic generation in real estate

1. Internet videos. Given this traffic generation technique, businesses will create short videos targeting certain real estate categories. For example, you may put a short video on YouTube explaining services you provide, such as this video for short sale leads. This lets the customer feel as if there is a face-to-face interaction.

2. Promoting your business on social media networks. Just about everyone is on Facebook, Myspace, or has a Twitter account. If your business is not on one or all three of these networks, you are losing out to competition and potential clients. Creating accounts on any of the mentioned networks is completely free, very easy to navigate, and lets you connect with more people in your area, generating buzz!

3. Pay per click marketing. PPC are advertisements on search engines (Google), blogs, and other websites. Using this kind of search engine marketing, YOU pay whenever someone clicks on your ad. Although this form of internet marketing for real estate investors may be somewhat expensive, it will lead to instant gratification of traffic!

4. Real Estate article marketing. This entails you, or someone in your company, to write and submit Real Estate articles to use as internet marketing for real estate investors. This lets the customer, or potential client, feel confident in that you know what you are talking about, whether it be information on short sale or foreclosures, government incentive programs, private landing opportunities or articles that highlight your business’ attributes. Article distribution has proven to be a very successful form of traffic generation in real estate.

It is important to keep in mind, no matter what technique you choose to you, or hopefully, if you chose all four, make sure you include the links back to your squeeze page or websites. Internet marketing for real estate investors will create buzz about your business, lead potential clients to your real estate company, increase conversions, boost traffic generation in real estate, and to ultimately, create a substantial increase in your economic pockets!

Hopefully this short guide to traffic generation in real estate has served as a helpful piece of advice. We wish you all the luck in what will be your SUCCESSFUL REAL ESTATE BUSINESS.

Komelot – Real Estate Solutions Group
Phone: 904-469-0080
Fax: 904-328-1400

1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

$3,000 Short Sale relocation assistance for homeowners

2010-06-30T16:40:00.000-07:00

$3,000 Short Sale relocation assistance for homeowners

HAFA Relocation Incentive

Currently, all across the United States, thousands of houses are being foreclosed. If you are one of the individuals that are a facing hard economic times and missing mortgage payments, the government has issued an incentive to short sell your home instead of going to foreclosure. HAFA, or Home Affordable Foreclosure Alternative, is offering a $3,000 relocation assistance for homeowners. This money is to help you out in terms of moving and relocation costs. If you short sell your house, this money is guaranteed, no hidden fees, circumstances, or agenda.

Upon closing of the house, the servicer is bound to pay the borrower the relocation costs immediately, and must reflect doing so on the HUD-1 Settlement, more commonly, the closing statement. If the homeowner has yet to vacate the premises, than the Relocation Incentive must be paid within five days upon leaving the property. Same applies if the Deed-in-Lieu is not conducted at a formal closing, than the servicer must mail the check to you, the borrower, within five days.

Short selling and foreclosing on your home is extremely draining, physically and emotionally. The HAFA Relocation Assistance is merely an incentive to assist you and your burden. The $3,000 may be used towards any aspect of moving: moving vans, security deposit, lease application, so on and so forth. Although nothing can take away the pain associated with short selling your house, this one act may prove to be very helpful in reducing your troubles. You are not alone in this process.

If there are any questions regarding the government’s HAFA Relocation Incentive, feel free to contact Komelot Inc. We are a Real Estate Investing Group that specializes in all aspects of the short sale and foreclosure market. If you need help short selling your house, we are the answer. Please feel free to email, call, or visit our website at www.komelot.com

Komelot – Real Estate Solutions Group
Phone: 904-469-0080
Fax: 904-562-2666

1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

2010-06-30T16:30:00.000-07:00

Want to Learn How to Invest in Real Estate?

Do you want to learn the how to invest in Real Estate? The following is not a get rich quick scheme, nor a “How to” for investing online. What you are about to read does not explain the disadvantages of investing in the stock market, or give you tips on stock market trading. What you will Learn, is how to make a profit within the Real Estate Industry safely and quickly.

Komelot Inc., a real estate investment company, is here to help you make money in investing in real estate property. We are located in Jacksonville, Florida, and are a loss mitigation team that specializes in short sales and foreclosures. Contrary to the current stigma attached with real estate, in today’s market, there are many lucrative transactions being made. The secret is to work with investing company specializing in the short sale and foreclosures niche of real estate.

You may be asking:

How do I start investing, and why is Real Estate a safe alternative?

First and foremost, all you need to have is initial interest in investing in real estate and money - what we call private money. Many people ask us how much money do I need to have in order to do private lending? And the answer is at least $20K. Why twenty thousand? Komelot does not buy houses that are in the war zone for 5- 7K. Furthermore, we do not recommend anyone to do so if you are not an experienced investor.

Essentially, private money is usually a short term financing loan to a company through an individual(s) that is quickly available at higher rates of up to 12%. In other words, a private money loan is an asset-based loan of which a borrower receives funds secured by the worth of a lot of real estate. Hard money, or private loans, are usually issued outside of a commercial bank through a local private investor. The loan or mortgage is protected by the value of the collateral property. You, the potential lender, can protect your investment by lending no more than 75% of the property value (75% Loan to Value)! What does this mean for you? A profitable investment. Your investment, which can be as low as 20K, is secured by property with equity. Moreover, your return on investment may be as high as 12% depending on loan length(6 month -2 year term)

Also, not only is it a profitable investment, but an easy investment? We at Komelot Inc. will take care of the whole process. First, if you are still weary of investing in real estate, we will be happy to answer any and all questions you may have. Furthermore, we will provide the information on our local investment listings, of which you can choose from. And when you feel prepared, comfortable, and confident, we will wrap up and seal the deal. All you need to do is get your needed questions answer, feel at ease with your investment, and wait for your turnaround profit. It is as easy as that.

If you may have questions, please feel free to call us, email, or visit our website at www.komelot.com.

Komelot – Real Estate Solutions Group
Phone: 904-469-0080
Fax: 904-328-1400

1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

2010-06-23T09:18:00.000-07:00

Would You Like High Returns And A Safer Alternative Than The Stock Market?

Make money in a much safer vehicle than the stock market or traditional investing. Earn higher yields and be in control of your money through Private Mortgage Lending.

As an investor, you may already be aware of the term, Private money. For those who are not, private money is term that refers to an individual or a company lending money to another individual or organization for a potential investment. Private money generally is not overseen by the bank, and thus has less regulation. Over the past, private money has been a great startup for businesses and has led to financial success. Private investors, such as yourself, can invest money into virtually every sector of today’s market. However, this article is merely intended to educate the common person who invests in stocks and bonds, in another feasible, successful market: Real Estate.

We are Komelot Inc., a Real Estate Investing Company located in Jacksonville, Florida. We are focused on buying distressed properties as short sale houses and foreclosed houses. As an investing company it is our duty to educate you: a potential investor about great investing opportunities available for you. You may have heard rumors how investing in real estate is daunting and scary. Specially with today's market. However, there is several big advantages of real estate over stocks and bonds which might change you mind. Are you surprised to hear the advantages are numerous?

The Real Estate business is ever growing and always in demand. The need for housing is inevitable and therefore it is a dependable market. Although prices are fluctuate at today's market , as inflation increases, the appreciation on the property will too increase. Furthermore, investing in the real estate with us will lead to easy, accessible cash flow; opposed to stocks and bonds that pay in dividends. Need more reasons to invest in real estate; how about tax benefits, incentives, and deductions? Investing in real estate can earn you a substantial amount of return on investments. We offer our partners an outstanding 8-12% ROI! Find a company who offers a full line of Real estate solutions. Finding distressed homes and buying these homes for 30-50 cents on the dollar based on today’s CURRENT MARKET value. A company should offer further services such as, renovating homes, finding buyers and selling these homes quick.

With good partners your only job should be: sit back, relax, and get your next check. No longer do you have to anxiously watch the stock market numbers drop daily.

Real estate investing with Komelot is the solution to your investing problems!

LEARN MORE ABOUT REAL ESTATE INVESTING OPPORTUNITIES

Phone: 904-469-0080
Fax: 904-328-1400
1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

2010-06-23T08:58:00.000-07:00

Exhausted of Investing Money In Bonds and Stocks? How about Real Estate?

Are you one of the many people that have invested a small or large sum of money to countless stocks, bonds, or mutual funds? Has this subsequently increased money in your wallet, or has it only increased levels of anxiety? When people think of investment, they automatically associate stock market, bonds, loss of money. However, there are a number of entities that one can invest in. You may be surprised how many people invest in Real Estate despite the Real Estate Market crash. In an ever changing economy where stock markets and bonds are dropping at over a hundred points a day, Real Estate might be a great opportunity for safe investment. Why you may ask? Simple. Real Estate is necessary. Population is always increasing, and with that, the Real Estate market is always in demand.

If you may be one of the few or lucky that investing in stocks and bonds have proved successful, then why is investing in Real Estate a better opportunity? First and foremost, whether the economy is in a recession or in economic good standing, the stock market will always fluctuate. Unforeseen problems within a business can always arise, and thus money invested in stocks and bonds is unpredictable, risky, and sometimes unsuccessful. Real Estate on the other hand, has a number of benefits:

First, inflation does not hinder the real estate investing business, only enhances the potential money to be made.

Secondly, constant cash flow. Although a stock pays dividends, the stream of income coming in from a Real Estate Investment exceeds the dividend yields on average. Moreover, the investor in real estate has less to lose. If and when your investment properties encounter a downfall in homes being sold, typically, properties monthly rent will stay constant.

Thirdly, as history proves, profit will increase due to appreciation. Within the last sixty years, research shows the ever increasing amount of an average person’s home in the economy. As the property value keeps increasing, so will the appreciation, and so will your investment profit.

A fourth incentive: tax benefits. As an investor of real estate, you qualify for a number of tax incentives: depreciation with no-out of pocket costs, tax deductions such as property, mortgage interest, and repairs for those who qualify, and according to the IRS, investors can sell properties without paying capital gain taxes as long as they exchange them for others of like kind (section 1031). Investing with IRA.

Need another incentive? Return on Investments. Often with stocks and bonds, finding out your ROI can be challenging. On the contrary, with investments in real estate, there are more ways to realize a greater ROI. Often times, return on investments can be 8%-12%. The higher the return, the better!

We are Komelot- Real Estate Solutions Group located in Jacksonville, Florida. And we are helping investors all over country to invest in Real Estate. If you are looking for an opportunity to invest in property but not sure what property to buy and where to buy, call us! Investing in real estate with Komelot in Jacksonville is easy and safe. We buy distress properties, such as Short Sales and Foreclosures, for 30-60 cent's on the dollar. What does this mean for you? Your investment with us has equity from day one!

Komelot- Real Estate Solutions Group offers a full line of services for Investors, such as:

• Find homes and potential properties
• Renovating the properties
• Finding management companies and tenants to care for the properties

We will do everything! Just sit back, relax, and anticipate your secured monthly income!

Spending time, money, and increasing your stress due to lack of success in the stock markets is not needed. Real Estate Investment has proved successful and has benefited countless people in terms of cash flow, tax deductions, and increasing appreciation. The investment opportunities for some people has proved to be so successful that there incoming cash flow is not their second income, but their only income. No longer do you have to anxiously check the stock market every day to see the rise or fall in stocks, invest in Real Estate!

LEARN MORE ABOUT REAL ESTATE INVESTING OPPORTUNITIES!
Komelot – Real Estate Solutions Group
Phone: 904-469-0080
Fax: 904-328-1400

1038-5 Dunn Ave.#86
Jacksonville, FL 32218
Expert@Komelot.com

Cool New Tool to promote your business.

2010-05-19T18:59:00.000-07:00

Back in the day it used to be “Get your tech guy to make a
video for your business,” but today it’s so easy to do things
like this for yourself. This little tool is going to be big so I
wanted you to know about it NOW.

It’s called Google Search Stories.
See my Short Sale and Stop Foreclosure promotion Search Story.

It’s free. Who doesn’t love free these days? We give away
free stuff all the time to our members and they love it. You
will need a YouTube account but that’s free too.

Google Search Stories is also easy. I betcha the teenager
who serving up hot chocolate in Starbucks could serve up a hip video
about the Starbucks she works at. You know what really
caught my attention when I saw this? Its simplicity and quality –
AMAZING.

Google and YouTube found a way to combine the power of
Google’s search engine with the popularity of a YouTube
video.

A Google Search Stories video is the perfect way to get that
instant street credit you’ve been searching for. The power of
this video creator can put your business on the map… literally.

You can literally tell the video to display:
* Your company’s address in Google maps
* Sweet images relating to your business
* News stories
* Your products or books

And it does all the linking (and thinking) for you.
Remember:

1. It’s FREE.
2. It’s so EASY a teenager could make one.
3. It’s POWERFUL and POPULAR like a football player
dating a cheerleader.
4. It’s instant STREET CREDIT.

Make this free video creator work for you so you don’t have
to. Go and order your favorite drink, hit this site, and let a video
bring in some business.

Make sure to leave your comments below about how you would
use this.

Live Free!

SHORT SALES: LOSS MITIGATION AND EXIT STRATEGIES

2010-05-07T17:02:00.000-07:00

First and foremost, Congratulations!

If you are at the step of negotiating with a lender, you have earned your first Short Sale client. Now, what steps are involved in earning your first Short Sale profit?

The number one rule to remember is that short sales are not only better for the buyer, but normally better for the lender as well.
For most banks, short sales are better financially than foreclosures.

If lenders can make more money off a short sale than a foreclosure, lenders will accept. As an investor, it is of utmost importance to make sure the client has filled out all needed paperwork, including the hardship letter. Double check the paperwork before it gets processed. As soon as the paperwork is completed, get it to a loss mitigator immediately.

Be persistent.

Follow through on the loan. Ask what is the update? Who owns the loan? The more persistent you are as an investor, the speedier the process. Normally if an investor fails to follow through, the case gets pushed to back of the desk and is often forgotten. Your persistency will pay off for you and your buyer.

Now that the paperwork is prepared and submitted, bargain the best price with the lender! As soon as the buyer and lender agree on a price, it is your job to start the tedious process of closing a deal.

Beside your offer, the lender will require additional documents. Different lenders require different documents but here are a number of common credentials included in the paperwork:

1. Recent mortgage statement or coupon

2. Two months bank statements

3. Two recent pay stubs

4. Borrower Financial Information

5. Homeowners Association Information

6. Hardship Letter

Once the price is finalized, it is your job to flip the house; turn a “upside down” property into a potential buyer’s dream. Buy, fix, and resell. It sounds easy, but this process can make or break a future sale. What exactly is flipping a house? This term merely means making over the property to meet the prospective needs of today’s buyers. This process does not need to be expensive, there are many tricks and trades of the business that can be economically friendly.

Simple things like curb appeal can add several hundred or thousand dollars to a price tag. That could be as easy as planting flowers and greenery, repainting the mailbox and porch, or updating outside light fixtures, windowpanes, and the front door. The interior of the house can be just as simple and easy on the pocket books. Trouble-free things such as adding fresh coat of paint to walls and trim, laying down new carpet or flooring, and de-cluttering can add monumental value to the price of the house.

Once the “make over” process is complete, it is now time to stage the house for potential buyers. The main objective in staging is letting your potential buyer imagine themselves in the property. Make it livable, family orientated, up-to date.

Focus on the main areas of the home: the living room, kitchen, and master bedroom. The first room a buyer sees when entering a home is the living room. The idea is to make the living room feel friendly and welcoming, at the same time as spacious. In today’s modern day kitchen, granite countertops and stainless steel appliances are a MUST, as well as, cabinet and counterpace.

Remember: de-clutter the kitchen!

This will automatically open up the kitchen and lets the buyer know that there is adequate space to cook. The ideal master bedroom for Jacksonville properties and surrounding areas are space and cleanliness. Portray the master bedroom as if a couple was living in it.

Common tricks like an open book or piece of jewelry on the nightstand lets the buyer know that this is not an empty house, but someone’s home. A house does not need to be the biggest or most updated to sell. Instead, good use of space, a high-quality cleaning, and simple touch ups will be the key to a successful, quick selling of a property.

You, the investor, have an enormous opportunity for success if you follow these essential steps. Organization and timeliness with paperwork will speed up the closing process, as well as, a quick, sufficient make-over of the property. We wish you monumental success in the start of your new Short Sale business!

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida

2010-05-05T11:05:00.000-07:00

GUIDE TO YOUR SUCCESSFUL SHORT SALE BUSINESS in Jacksonville Florida:

Short Sales in today’s society are inevitable and when executed properly, can generate great profits. What are the potential benefits and draw backs of Short Sales? The fundamental core of Short Sales is being able to turn an “upside down” property, to a property that has equity and can be sold for profit in 45 days or less.

The main benefit of a Short Sale is that there is a lot of potential money to be made.

However, be advised, that Short Sales do not happen at a snap of a finger, nor in a matter of a few weeks. Short Sales are timely and can take months to finally close on the property. As an investor, keeping this in mind can either make or break your business. As long as you are organized, have created a Short Sale system that can sustain needed changes, and are not needing an immediate turnaround on profits, your business has potential to succeed. Furthermore, gaining knowledge and implementing certain business tools can make all the difference.

The first step to a successful Short Sale business is obtaining leads in Short Sales through the power of marketing and advertising. Signs on the side of the road, billboards, radio broadcasts, TV commercials, or newspaper articles, are all good ways of gaining recognition as a company. However, be advised that marketing can be expensive. Understanding the fundamental aspect of Advertising can prove to be crucial: knowing your target audience and potential buyer!

Marketing and advertising are not the only business tools that can lead to a successful company. Getting to know people within the community, such as attorneys, realtors, and mortgage brokers, can prove to be helpful. Furthermore, remember that you are trying to start a successful business, and thus need to be trustworthy and reliable. Good credibility and word of mouth can often be the most successful tool in gaining new clients. There are many ways to build credibility and a successful business:

1)Build a website like the Jacksonville Short Sale web site with a free report.

2)Make articles about Short Sales. Help sellers to understand “Short Sale options in Jacksonville, FL" and the Short Sale process.

3)Understand your client. Get to know them and their family. What are their likes and dislikes? And most importantly, what is their ultimate goal in selling their house.

4)Above all, strive to be the most informed investor in your area. Knowledge is contagious, and with expanding knowledge, brings an expansion in the number of leads and clients.

5)Micro-management. Although everyone wants to control every aspect of a business, it is not only draining, but near impossible. Delegate time and tasks such as marketing, business writing, client relations, office management, and building an online website.

6)Lastly, not only get to know your clients, but learn about your employees. Which employees are more organized? Which are more personable and persuasive? Knowing your employees weaknesses and strengths will bring in not only clients, but money.

SHORT SALES: Investor/Seller Relationship

As an investor you need to educate your buyer. Many sellers are confused and overwhelmed with the process of Short selling their home. Sellers are already stressed out due to financial burden so ease your seller’s worries! Explain to them the benefits of Short selling rather than foreclosing. Let them know that it will lower their credit score, however, not nearly as much as a foreclosure would. Remind the client that in little as one to three years, their credit score will start to improve. This is not the end of the world. And, in the real estate world, reassure them that this is the best scenario.

CLOSING WORDS TO THE ASPIRING INVESTOR:

Educate and continue to build on your Short Sale System and business design. Join your local REIA and become the most informed investor in your area. Get to know your clients, potential leads, and employees. Not every Short Sale will be a triumph, but do not get down. With practice and a diligent work ethic, Short Sales are the answer to success.

Good luck, and may this article be as one small step to your financial freedom!

Komelot – Real Estate Solutions Group

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA

2010-05-02T15:31:00.000-07:00

SHORT SALE GUIDE FOR SELLER IN JACKSONVILLE, FLORIDA:

It is no secret that in today’s economy many people are struggling to make mortgage payments. What are you to do if you find yourself in similar situation? Are there other options except Short Sale available? Will this adversely affect my credit score? Losing a house is scary and confusing. If you are careworn with a similar situation, trust me, you are not alone. The following will not only explain what a Short Sale consists of, as well as, the certain advantages over foreclosures.

I. SHORT SALES: Help for the Burdened Seller

In a struggling economy, Short Sales have become all too common In Jacksonville, as well as, across the United States. You may be asking, what exactly is a Short Sale?

Short Sales are Sales of real estate in which more balance is owed on the property than the potential Sale proceeds. The remaining loan balance after a property is sold through foreclosure called the deficiency.

When executed properly, most lenders will dismiss the deficiency. The only evidence of a Short Sale will appear on your credit report. However, do not be weary. A Short Sale will result in fewer points deducted than a foreclosure.

The difference between a foreclosure and a Short Sale in Jacksonville, FL or any other city is the difference between “being hit by a train or a bus.”

Once you, the seller, decide that a Short Sale is the best choice for you, call a professional, who can help you with the Short Sale process. If you don't know anybody who works in the Real Estate Industry, call any Real Estate Agency, and a Realtor who specializes in Short Sales. The Realtor will give you general information about the process and will help you to start the process, by first making a listing agreement.

Please note: In order to have a Successful Short Sale transaction you need to have an offer from the buyer for Short Sale.

Remember, no offer, no Short Sale!

When you are working on your Short Sale package, be truthful!

Do not lie, dismiss, or try to cover up any financial problems. It will be to your best advantage to be completely honest. Remember to include a hardship letter that explains why you are struggling to make payments to the mortgage company. Remember, do not be ashamed. Countless Short Sales and foreclosures happen every day.

The Short Sale itself will be the first, productive step to ease your financial burden and hopefully earn you more financial freedom in the long run.

SHORT SALES: Deficiency Judgment in Florida

As mentioned above, in most normal Short Sales in Jacksonville, Florida , the lender will dismiss your deficiency. However, Florida is one of the Recourse States and deficiency judgment in Florida DOES exist. If instead you foreclose on your house, in the state of Florida, it is your responsibility to repay the deficiency. Some lenders will still dismiss the deficiency; however, some will seek to recover it.

Once the foreclosure is complete, a lender can seek a judgment against you, and motion for a lawsuit. The lender has the legal right to seize your bank account and wages up to twenty years, and adversely affects your credit score for seven years.

Deficiency is a scary and serious process.
Be well-informed of what your choices and consequences. In the case, a foreclosure seems inevitable, look into the possibility of Short Sale through a loss mitigation company .

Short Sale may not save your home, but will rid you from the possible deficiency judgment. Furthermore, although Short Sales will lower your credit score, the option of Short selling will not nearly hinder your credit score as much as a foreclosures would. Improvements in credit score will happen in as little as one to three years. Seek help and answers immediately if you are finding yourself in a struggle to make payments.

GET FREE SHORT SALE EXPERTS HELP in Jacksonville Florida NOW!
We are a group of certified loss mitigation consultants, Realtors and Investors who work as a team in Jacksonville FL in order to provide superior solutions to our customers' needs.

When it comes to Short Sales, our experience and expertise make the difference.
Call us today: 904-328-1400

Short Sale Package

2010-05-02T13:52:00.000-07:00

Beside Short sale offer, the lender will require additional documents.

Different lenders require different documents but here are a number of common credentials included in the Short Sale Package:

1.      Hardship Letter

2.      Two months bank statements

3.      Two recent pay stubs

4.      Borrower Financial Information

5.      Homeowners Association Information

6.      Recent mortgage statement or coupon

Real Estate Investor greeting phone script

2010-04-23T17:11:00.000-07:00

Real Estate Investor greeting phone script.

In the past, I had some problems with incoming calls. Sometimes

I was busy at work or I was on another line or it was in the

middle of the night! I had to repeat the same information hundreds

of times: where a house was located,description, details, etc..

It was making me crazy. So, finally, I made a decision. I did a

research of phone systems available and found a phone system

suitable for me.

Voice mail, when utilized properly, is a huge time saver.

Many questions can be addressed quickly and efficiently through

the exchange of voice mails in less than one minute per call.

When I reach a person directly, however, it takes at least a minute

for the ‘niceties': "Hi, how are you?" "Fine, and you?" "Good, I

got your message, and I've just been so busy, I'm sorry I couldn't

get back to you sooner. But I do have some information for you."

"No problem, I know what you mean.

I've been caught up in a zillion projects myself..." It takes

forever to get down to business in person! And the same problem

repeats itself at the end of the call... "Thanks so much for

your help." "No problem, thank you for calling" "Okay, talk

to you soon."

So here is copy of my Real Estate phone script.

Main greeting phone script

Do you need to get out from your mortgage? Are you tired of the dealing with the rental house or property that you inherited? No equity in the house? Don’t give up and don’t let it go back to the bank. Everyday we buy houses in any condition and price range from people in situations just like yours. Depending on your particular needs, we will make an offer that works best for you, we will handle all the paperwork and everything needed to close on the property. Our goal is to remove your stress by getting new to fastest possible sales. Your phone call is first and most important step to the quick sale of your house. Please remain on a line to answer a few simple questions regarding your property so that our professional buyers can get to work today or to start on you tomorrow. This phone call only takes three minutes. It’s that easy!

Question and Answer phone service.

What is Question and Answer phone service?

It's the phone service where client can answer on series of questions step by step. So you can ask pre recorded questions and after caller answer it he moves on to the next question.

Question and Answer phone script. Q&A Script

1
To begin please speak to spell your full name and the phone number we can reach you at. When finish speaking, press a pound key.
2
If you have an alternate number that you may be contacted such as cell phone or work number, you may give as that telephone number followed by the pound key.
3
Please give us your property address: state, city and a zip code. Also, provide us with a county the house is located. When finish speaking, press the pound key.
4
Please tell us what type of mortgage you have. If it’s a conventional loan, FHA loan, VA loan,. or it’s another type of mortgage.? If you do NOT have any mortgage say “free and clear”. When finish speaking, press a pound key.
5
Are there other mortgages on property? Say “yes” or “no”. What is combined mortgage balance? If you don’t know what is a combined mortgage balance, then simply say I don’t know When finish speaking, press a pound key.
6
What is combined monthly payment on all mortgages? When finish speaking, press a pound key.
7
If the house behind on payments, Please tell us your number of months that you are behind, and when you received foreclosure notice? If none of the above is relevant to you say “not applicable”. When finish speaking, press a pound key.
8
Please tell us more about your particular situation. For instance what caused you to fall behind and has your situation changed since first you fell behind? Please include any other information that you feel will be helpful. Please speak after the tone. When finish speaking, press the pound key.

Thank you for providing us with your information. We look forward to talk to you soon so we can assist you. Good buy.

I hope this will make you life easier.

How to Make Internship Contract letter

2010-04-20T18:00:00.000-07:00

If your company planning to hire internship students you may want to use Internship contract letter where you are going to describe intern duties and responsibilities.

Below you can find a sample letter I use.

Your company LOGO
Address
Contact information

I am pleased to offer you the position of Intern. In this role you will be responsible for:

Business related Articles writing

Write & update email blasts

Write & update copy for Blogs, Company Facebook account, and Online Press Releases

Work with web development to post content in a timely and accurate manner

Research the web to stay current with trends in content & usability, etc.

This position is unpaid.

Your official start date will be _______________

This letter does not constitute a contract of continuing employment for any specified period . (Your company name) is free to terminate it's internship relationship with you at any time, with or without cause.

As an intern you agree to produce written materials such as text and articles (the “Work”) You agree that (Your company name) will be
the sole author of the Work, which will be original Work, free of plagiarism. You agree to use reasonable
care to ensure that all facts and statements in the Work are true and that the Work does not infringe upon any copyright,
right of privacy, proprietary right, right of publicity or any other right of a third party. You agree that (Your company name) has the right to
edit the Work as it deems appropriate for publication, and that you will cooperate with (Your company name) in editing and otherwise
reviewing the Work prior to publication.

As an inter you may receive or have access to information which relates to the (Your company name) past, present or future client lists, creative works, marketing strategies, pending projects and proposals, and other proprietary information which gives the (Your company name). an opportunity to acquire an advantage over its competitors. You agree to preserve and protect the confidentiality of such information and all physical forms thereof.

_______________________________
Intern Signature

_____________________
Date

Preparing Internship Contract letter in Jacksonville Florida

2010-04-18T20:15:00.000-07:00

Internship job first post

Header:

Professional Jacksonville, FL Real Estate Investing Company is looking for Interns.

Body:

Professional Jacksonville, FL Real Estate Investing Company is looking for Interns.

Unique opportunity to learn business from behind the scene.

General work description :

On-line presence management

SEO and traffic generation

Video production and distribution

Compensation: Internship - Unpaid.

To apply click here: On-line presence management position

Internship job second post

Header:

Internship available In Professional Real Estate Firm.

Body:

Professional Jacksonville, FL Real Estate Investing Company is looking for Interns.

Unique opportunity to learn business from behind the scene.

General work description :

Office management

Calendar Management, file management, supply maintenance, timely correspondence

Administrative, Appointment Setting, Taking Applications, Answer

Phones & Emails, Typist, proficient with MS Office Products

(Excel, Word, Outlook).

Filing, Record keeping, etc

Requirements:

Must be organized and calm under all circumstances.

Keywords: leadership, assertiveness, teamwork

To apply click here: Office management position

Internship job third post

Header:

Professional Jacksonville, FL Real Estate Investing Company is looking for Interns.

Body:

Professional Real Estate Investing Company is in need of writers.

Great opportunity for journalism college students and people that interested in Real Estate!

Unique opportunity to sharpen your writing skills and learn Real Estate Investing

business from behind the scene.

General work description :

Business writing/editing

Business related Articles writing

Press Releases writing

blogging and social networking

Details:

Write & update email blasts

Write & update copy for Blogs, Company Facebook account, and Online Press Releases

Work with web development to post content in a timely and accurate manner

Research the web to stay current with trends in content & usability, etc.

Work as a team player, however, a certain degree of creativity and independence is required

Requirements:

Exceptional skills in rich text writing and linking

Advanced writing skills, including proofreading and editing

Ability to write effective copy for multiple brands and audiences

Strong attention to detail

Good interpersonal skills and strong organizational skills

Ability to multi-task on various projects simultaneously and meet deadlines, Must be
organized

General knowledge of web technologies and programs

To apply click here:
Business writing/editing position

New EPA Lead Painting Renovation, Repair and Painting (RRP) Rule or Hidden Taxes?

2010-03-16T13:22:00.001-07:00

New EPA Lead Painting Renovation, Repair and Painting (RRP) Rule or Hidden Taxes?

If you are landlord in Jacksonville Florida area please be advised.

New EPA's Rule being effective as of April 22nd, 2010
40 CFR 745.80 to .91

What should Landlords in Jacksonville Florida know about it?

Compliance NOT required in your own home!
(IF you do the work and no money changes hands.)

Lead Abatements are exempt for RRP rules

- Exempt if <6 SF painted surface inside
(But, only if no sanding, scraping or heating!)
- Exempt if <20 SF outside
(But, only if no sanding, scraping or heating!)
- Exemption is within 30 days
(NO Exemptions for window replacement or demolition)

“After April 22, 2010, property owners who perform these projects
in pre-1978 rental housing must be certified and follow the
lead-safe work practices required by the EPA’s Renovation,
Repair and Remodeling rule”

http://www.epa.gov/lead/pubs/renovation.htm

Options for Compliance

- Assume home contains lead and follow the lead-safe work practices
- Test for lead using a lead test kit
- Hire a certified lead risk assessor or inspector to locate specific areas with lead paint if present

Hire Contractors Certified to Conduct Lead-Based Paint Activities and Renovations!
Expect the responsibility to fall on you if you hire un-licensed and un-certified contractors!

Actions of Certified Contractor(If tenant occupy property)

- Deliver EPA pamphlet to tenant/owner
- Get signature confirming delivery
- Post warning signs
- Contain work area
- Plastic on floors and furniture
- Doors and vents plastic sealed
- Certified renovator to direct or supervise work
- No flame producing tools
- No heat guns, anders must have HEPA filters

After completion

- No visible dust or debris
- White glove or “swifer test”
- 40 SF cleaned compared to a verification card

Exemptions

- Foreclosures
- Zero Bedroom units
- Housing for the Disabled
- Senior Housing
- Less than 100 days, no renewal option

How do I become Certified?
- Take EPA approved 8 hour course
- Submit EPA “Renovation Firm” Certification Application
- Pay $300 fee
- Certification good for 3 years
- Re-certification fee is also $300

Documentation is KEY!

If you can’t document it, the EPA will assume that you did not do it!

Fines are up to $37,500 per day per violation!!!

U.S. Lead Paint History

1804 First factory lead paint
1910-30 Lead concentration on the rise
1930 Latex and titanium paints
1955 Industry limit of 1%
1971 LBPPPA defines 1%
1973 LBPPPA amends 0.5%
1976 LBPPPA amends 0.06%
1978 CPSC bans sale for home use
Today Lead paint still in industrial use

% of Homes Likely to Contain Lead

1960 to 1978 24%
1940 to 1960 69%
Before 1940 87%

If you are landlord in Jacksonville Florida area please be advised.

Are you actively buying Landlord? Register at our website to receive emails with great wholesale and turn key rental properties available.

Interested in Real Estate Investing? Here is RECOMMENDED READING

2010-03-15T12:54:00.000-07:00

Interested in Real Estate Investing?

RECOMMENDED READING

Rich dad Poor Dad by Robert Kiyosaki

The Four hour Work Week by Timothy Ferris

The E Myth by Michale Gerber

The Psychology of Influence by Robert B. Cialdini

Magic Words To Grow Your Business by Ted Nicholas

Think and Grow Rich, Napolean Hill

Influence: The Psychology of Persuasion, Robert B. Cialdini, PH.D.

The Tipping Point: How Little Things Can Make a Big Difference, Malcolm Gladwell
Breakthrough Company, Keith McFarland

Good To Great: Why Some Companies Make the Lead… And Others Don’t, Jim Collins

Built to Last: Successful Habits of Visionary Companies, Jim Collins

Fooled by Randomness: The Hidden Role of Chance in the Markets and in Life, Nassim Nicholas Taleb

Please fill free to make some other reading suggestions and tell us about your experience from this books.

New Realflow 3.0 - Real Estate Online Platform by Greg Clement

2010-03-15T10:38:00.000-07:00

I would like to share one of my own personal secrets with you about RealFlow - Real Estate Online Platform by Greg Clement.

Find out more about Realfolw Real Estate Investor Platform here www.realeflow.com/index.aspx?id=12941

He is giving a free gift away to everyone that registers for one of the online DEMOs that they do weekly.

Here is my interview with Greg Clement at Realflow and SIMS boot camp in San Diego California

Click on picture to see video.

I have been a member of Realflow elite coaching system for the past year.

This system and this guy who helped me with my marketing strategies my websites and much more:

www.komelot.com/,

and this blog

He gave me an ability to build lead flow system in the fraction of time by using his strategies and this capture websites:

Sellers generation: www.shortsalejacksonvilleflorida.com/

Buyers Generation: www.ibuyhousejax.com/

With Realflow you will get a lot of other great tools. Real Estate Investor System tools.
See picture with part of Mind Map from SIMS and Realflow For Marketing And Sales Department in Real Estate Investing Industry.

His name is Greg Clement and he has tremendous real estate expertise, honed razor sharp in a series of his own real estate ventures.

Greg has been studying the real estate investor community for a number of years and is deeply concerned about what is working and not working in the real estate community right now.

Greg is worried because when he sees people who honestly want to grow a real estate investment business,

follow a path to certain failure and destruction, he just gets angry.

If you have tried program after program after program and have still been unable to grow your real estate business,

it's probably NOT YOUR FAULT.

Trust me, there are plenty of players in real estate who want to see everyone else fail.

In fact, there are several very real reasons why this has happened to you and why

your business building efforts have been doomed to failure right from the start.

I promise you, YOU CAN SUCCEED IN REAL ESTATE,

but what we see in real estate right now is a real concern.

Because he wants to help, for an extremely limited time,

Greg is offering a huge discount on an unbelievable system called Realeflow.

This is an online platform that is designed for the investor to make a heck of a lot more money in a fraction of the time. If you haven't already heard about it

I've read it. In fact, as a member of his systems group, I've put these ideas into practice.

It's cash in the bank.

P.S. Don't delay. If Greg gets buried with requests, he'll probably take the site down. Get it now, before that happens.

Click here www.realeflow.com/index.aspx?id=12941

P.P.S Small karaoke brake. Here is fun video from Realflow event.
Click on picture to see video.

>

With best regards,

How to monetize every single short sale lead in Jacksonville Florida that comes across your desk.

2010-03-10T06:32:00.000-08:00

How to monetize every single short sale lead in Jacksonville Florida that comes across your desk.

For those of you that are relatively new in the Short Sales business in Jacksonville Florida, you probably have this notion that the only way you can make money as a pre-foreclosure investor is via a wholesale short sale (the big spreads). Once that possibility disappears, you figure the deal is dead. But the fact is, that in Short Sale Business in Jacksonville Florida this is not the case!

There are many other ways to make money with short sales.

As you bring in new leads, you will encounter homeowners that either want to sell their home or keep their homes. The great thing about this is that there are ways to profit with either of these scenarios.

Here is a breakdown of how you do:

If the homeowner wants to keep their Jacksonville Florida home you can help with :

Loan modification-

this is when the lender modifies the current mortgage in order to work with a homeowner due to a hardship. The purpose is to help make the loan more affordable. Usually it is in the form of a rate reduction or fixing the rate for a certain amount of time.

Forbearance Plan -

A forbearance plan is a re-payment plan between the borrower and the lender to catch up the mortgage arrearage over a period of time. Typically, the lender will require the borrower to make some lump-sum payment up front towards the arrearage. This amount is usually 50 percent of the total amount they are behind. The remaining balance is then divided up over the next 6 to 18 months, and is to be paid on top of their regular mortgage payment!

The foreclosure will be put on hold while the borrower is making payments under the forbearance plan and will be dismissed once the forbearance is completed. However, if the borrower defaults on payments during the forbearance plan, the lender may proceed with the foreclosure immediately, without notice and without re-starting the foreclosure from the beginning.

If the homeowner wants to sell their Jacksonville Florida home you can:

Wholesale short sale in Jacksonville -

in a wholesale short sale you'll negotiate the debt down to an acceptable buyer price (for you) and sell it to a retail buyer for a profit.

Retail short sale -

a retail short sale differs from a wholesale in that the property goes from the homeowner directly to the retail buyer, and cuts you out of the middle. Even though you won't be making the large check upon the reselling of the property, there are other ways to profit.

Long term buy and hold -

this refers to properties that you will purchase for the specific purpose of renting out long term. Always make sure to run the numbers on these to make sure there is adequate cash flow!

List the property yourself -

(if you're a licensed agent) and make a Realtor commission - whether the property is over debted or has equity in it, you can list the property for the homeowner and make a commission on it once it's sold.

Short Sale Rehab-

this niche that I like to call "the short sale rehab" is a hugely profitable niche to be in right now! There has never been a time where our end buyers' lending has dictated the condition of property that they will lend on! There is a great opportunity to not only get big discounts from foreclosing lenders that have properties that are beat up, but to fix them up and resell them for maximum dollar has never been so profitable!

These are all great ways to make money in the Jacksonville Florida pre-foreclosure industry, and all proven!

Make sure you are open to any and all of these options because it is quite likely that you will encounter some properties that allow you to perform a wholesale short sale while others are only conducive to a retail short sale. Or, if you are dealing with a homeowner that really wants to work with you, but is reluctant to sell the home that has been in their family for generations...try a loan modification. And remember, the money is there to be made!

Have a great and successful week and remember don't wait to start this business do it NOW and you will be thankful you did!

Sincerely,

Dmitry

Find great Short Sale deals in Jacksonville Florida

Short sales in Jacksonville Florida and Short sales in Jacksonville Beach Florida – What, How and Why.

2010-03-09T12:16:00.000-08:00

Short sales in Jacksonville Florida and Short sales in Jacksonville Beach Florida.

If you have looked at anything to do with the Jacksonville Florida Real Estate Market or Jacksonville Beach Real Estate market you have probably heard of short sales in Jacksonville Florida and short sales in Jacksonville Beach Florida.

With a multitude of medians for communicating information available now days I seem to see a lot of misleading information in the media and on-line.

My intent is to try and give those interested in buying or selling a short sale a better understanding to the

following questions:

- Who participates in a short sale?
- What a short sale?
- How long does a short sale take?
- When can I participate in a short sale.

I do not believe anyone should ever take the advice from one source in such decisions. I highly recommend that you cross-reference the general scenarios I am providing you with your attorney and your CPA to see if it makes sense with your specific situation. The following is also non-comprehensive, and there will be follow-up posts that will go into further depth and understanding of each section.

I can also tell you that patience will be the key to success for anyone interested in participating in a short sale in Jacksonville Florida or Jacksonville Beach Florida. The short sale process is going to take time to complete the transaction. This statement is true for both the buyer and seller of a short sale.

WHAT IS A SHORT SALE?

Three things make up a short sale:

1. The current owner owes more than the current market value of the property.
2. The Lender agrees to forgive a portion of the loan to align itself with the market value of that particular property.
3. It is a pre-foreclosure activity.

I want to STRESS the issue and idea of patience required to buy or sell a short sale in Jacksonville Florida and to buy or sell a short sale in Jacksonville Beach Florida.

We had a short sale in Jacksonville with Bank of America that was approved in 45 days, and we’ve had some short sales in Jacksonville Florida that have taken over 6 months just to make direct contact with the correct person for that lender.

Dealing with a short sale is not a simple task. Banks and lenders were not, and some still are not, set up to handle the sheer magnitude of the requests for short sales that they are receiving. I think we may be beating a dead horse in regards to the general difficulty associated with selling your home as a short sale, but let us now take a moment to look at some specific issues that may make getting your short sale approved more difficult than normal.

Common challenges related to getting a short sale in Jacksonville Florida approved.

Private Mortgage Insurance (PMI)

If you purchased PMI on your loan then the mortgage insurance company will also have to approve the short sale. In this kind instance the mortgage insurance company will be paying the lender the difference in the loss (difference between the net sales price and what you currently owe on the loan). This means the mortgage insurance company will want the property in question to sell for as much as possible, and may hold you the seller liable to pay back some of the difference.

Multiple mortgages or investors

In many instances you will find that the company you are sending your monthly payment to sold your note to a secondary investor, usually before you even made your first payment. In these cases the secondary investors must also approve and sign off on the short sale (part of the long time line process).

If you took out a second mortgage on your house with a different lender than your original mortgage this will complicate the process of getting your short sale approved. The second note holder usually holds out for a fiduciary representation in exchange for accepting the short sale. The first note holder may, but is not obligated to, offer a settlement amount to the second note holder.

Inevitably you will need to get the approval of both lenders to successfully close the short sale process with a clean title in tact to give to the buyer.
In some instances the second note holder has accepted the sale provided that the seller agrees to owe a note to them and pay a fee to help mitigate the loss.

Why would a lender want to do a short sale in the Jacksonville in the first place?

The Primary reason a lender would approve a short sale is to mitigate their loss on the transaction. The process of foreclosure is not a cheap endeavor, and if the market price is still falling it is in the lenders best interest to sell as soon as practicable. If the lender feels it is in the best interest of their bottom line to accept a short sale then they will.

I am neither an attorney nor a CPA, and this post is not intended to be or to provide legal advice of any kind. I insist that you talk with your attorney and your tax accountant to determine if a short sale is the best solution for you.

Find out more about Short Sale Options in Jacksonville Florida

If you are planning on listing your home as a short sale in Jacksonville Florida or Jacksonville or you are planning on listing your home as a short sale in Jacksonville Beach Florida or in surrounding area make sure you hire an agent who knows how to properly handle short sales and has the experience to get the job done. We are doing successful short sales. To find out more click hereshortsale Jacksonville florida .

Komelot – Real Estate Solutions Group

Jacksonville mortgage delinquencies rise above 10%

2010-03-08T10:06:00.000-08:00

Few days ago Dmitry Mikhaylov had interview with Kevin from Florida Times Union Newspaper about growing Delinquencies in Jacksonville. Find out more about foreclosure and short sale trends in Jacksonville Florida now.

The number of Jacksonville homeowners who have fallen behind on mortgage payments rose steadily over the past three years and today stands at more than 10 percent, according to a national credit monitoring company.

Mortgage delinquencies of 60 days or more were 2.2 percent at the end of 2006 - a figure that grew to 10.3 percent by the close of 2009, according to TransUnion LLC, a company that maintains credit histories on about 500 million people internationally.

Although that's lower than the percentages of mortgage delinquencies in the state's other metropolitan areas and the state as a whole, it's likely to continue rising through 2010, Jacksonville foreclosure specialists said.

Read full article here

CITY OF JACKSONVILLE LAUNCHES NEW COMMUNITY INFORMATION SERVICE

2010-02-26T06:39:00.000-08:00

I thought those who have home in Duval County, Jacksonville, Florida may find this
information helpful:

CITY OF JACKSONVILLE LAUNCHES NEW COMMUNITY INFORMATION SERVICE

Free service allows citizens to receive local government information through
e-mail and text

The City of Jacksonville recently launched a new community information
service designed to deliver important and timely information to area
residents using the latest technology.

Jacksonville residents are encouraged to take advantage of Nixle by
registering at http://www.nixle.com. A direct link to the
Nixle site may also be found on the City of Jacksonville homepage at
http://www.coj.net

Registering for Nixle is easy. Residents will simply create a log-in by
entering their wireless phone number, e-mail address and the area(s) of town
or address(es) they are interested receiving notifications for.

Residents, business owners and media can elect to receive messages as
e-mails, text messages and/or over the Web. Registrants can also further
customize their accounts to receive secure and reliable messages and
information about only what is most important to them.

The site allows for the immediate release of geographically-targeted,
time-sensitive information and alerts such as road closures, community and
special events, city programs and services, library information, public
safety incidents, as well as, messages from city leaders. In addition,
Nixle will serve as an invaluable tool during times of emergency, such as
severe tropical weather.

Messages are communicated on four levels-Alert (Must Know), Advisory (Need
to Know), Community (Want to Know) and Traffic (Should Know).

Nixle is a secure communications platform that allows only authorized city
staff to send information directly to a subscriber's wireless device and
e-mail. Nixle does not use the information for any marketing or unwanted
solicitations.

In the ever-changing world of communications, Nixle was determined to be a
good fit for two main reasons: cost and security. The service is free for
subscribers (standard text message rates apply) and is offered at no cost to
public safety agencies and municipalities.

It is important to note that Nixle is intended to provide quick and direct
communications but it will not replace traditional methods for two-way
communications with the public. Residents may continue to continue to
utilize www.coj.net and (904) 630-CITY (2489) for
detailed information about city government.

Nixle Background:

Nixle is a community information service provider built exclusively to
provide secure and reliable communications. It is the first authenticated
and secure service that connects municipal agencies and community
organizations to residents in real time, delivering information to
geographically targeted consumers over their cell phones (via text
messages), through e-mails and via Web access.

Nixle has secured a partnership with Nlets (the International Justice and
Public Safety Network), allowing local police departments nationwide to send
immediate alerts and advisories. Privately-funded, Nixle, which has offices
in New Jersey and California, is free to all governments, their agencies and
organizations, nongovernmental organizations and consumers. For more
information, visit www.nixle.com.

Resale Real Estate Market Further Damaged by new HUD Rule

2010-02-15T07:22:00.000-08:00

In another move that will further harm the exixting realestate marketplace HUD has proposed to eliminate ALL seller financing unless the seller lives in the home or becomes a licensed mortgage originator. The proposed HUD Rules interpreting the federal SAFE mortgage act can be viewed here. Please review and comment regarding the impact of this broad interpretation of the law.

“In addition to establishing HUD’s responsibilities under the SAFE Act, through this rule, HUD proposes to clarify or interpret certain statutory provisions that pertain to the scope of the SAFE Act licensing requirements and other requirements that pertain to the implementation, oversight, and enforcement responsibilities of the States. HUD solicits comment on the proposed clarifications and on the regulations proposed to be codified.

History:
As you may recall, we lobbied hard last year to maintain the right for individuals to make up to five seller financed transactions per year before being subject to mortgage originator licensing, etc… However, that law was passed subject to the Department of Housing and Urban Development’s (HUD) approval of the law as “compliant” with the intention of the federal law. If any state does not have a compliant law, the SAFE act allows HUD to implement licensing for the state. HUD has since issued proposed rules. In a nutshell, seller financing would no longer be allowed for non-owner occupied homes.

What can you do?:
We learned about the publishing of the rules very late in the process… and the deadline for comment is upon us on February 16. However, we desperately need for thousands of REIA members across the country to go on record with HUD on this issue. We will be working to try to affect this law in other legislative ways, but cannot hope to gain traction unless our members have clearly communicated that they are opposed to this portion of the rules. This is your chance to be counted on this issue.

PLEASE SUBMIT YOUR COMMENTS TO HUD! We have less than one week to flood this system with comments.
Follow these simple steps:

1. Logon to www.regulations.gov You will see two white boxes for searching
2. On the left box labeled “Document Type”, pull the menu down and select “proposed rules”
3. On the right box labeled “Enter keyword or ID”, enter “safe mortgage”. Then, press search
4. Locate the blue search result “FR-5271-P-01 Safe Mortgage Licensing Act: HUD Responsibilities Under ….” To read the rules, click on this title. You will be taken to another page. You will see “views”. You can click on PDF file or another symbol which will show you the rule document online.
5. On the right of the screen, click on “submit comment”
6. Complete the form providing required information and your comments and then submit

What do you say?
Say what you feel, but say it politely! The message should include that you would like the definitions in the proposed rules to be changed so that private individuals can originate and service loans on properties they personally own. Some ideas from others:

• bank loans are not available on some types of properties
• the tight lending climate has made bank financing “out of reach” for many
• seller financing is an “age old” tradition based on private property rights
• these rules would prohibit even partial seller financing – i.e. a “seller second”
• according to HUD’s “Residential Finance Survey” in 2001, roughly 40% of all non-farm residential properties in the US are owned free and clear
• an estimated 6 million Americans own a property other than their own primary residence
• an estimated 4.5% of Americans own three or more properties, many purchased solely as investment properties
• 40% of non-owner occupied residences are mobile homes which are more difficult to sell with bank financing
• approximately 5% of homes in US are for sale or for lease… seller financing may be key to liquidating this inventory

The continued success of our industry as we know it is threatened by these proposed regulatory changes. Please do not hesitate to follow the steps above and make your voice heard.

Rich Dad Education : "free Learn to be Rich™ Workshop"

2010-02-10T06:01:00.000-08:00

Greetings to every one who is interested in Real Estate Investing continuous education in Jacksonville Florida!

This week in Jacksonville you can attend free 2 hour seminar "Learn to be Rich™ Workshop" The teachings of Robert Kiyosaki. To register click here

This free seminar is a basic introduction in investing in Real Estate and if you are expecting to get some "secrets" of how to become rich quick, this seminar might disappoint you.

Few things to point out.

First of all Robert Kiyosaki will not going to be there. Some people was expecting to see him in person but he is not attending basic training.

Second. As some of you can expect this seminar is nothing more as selling of another 3 day seminar which will be held in Jacksonville in a month where Robert Kiyosaki will not going to be ether.

Price of this coming up seminar was surprisingly affordable ($500 if you sign up right there after free seminar, otherwise they claim it will be $1,000)You can invite another person for free (and split cost with them).
If I will compare this price to some other 3 day Boot Camps I have attended in the past - this price is reasonable, but the big question is what will be the program and knowledge base they will share.

If you are looking to get basic education about How to buy foreclosure, Short Sale. How to find Motivated Seller, How to wholesale houses or do long term investing this 3 day seminar will be perfect for you.

I can assume that program will be perfect for investors who is thinking about investing in real Estate in Jacksonville Florida or other areas but has not done any deals or done just a few, but for more experienced investors it might be not enough.

So if you are savvy investor and looking for a full training here is a link to Rich Dad Coaching

There few things I liked about this event.
- Few days to chose from (Monday - Wednesday)
- Small room (about 50 - 80 people max)
- Professional Speaker
- Well organized support team.

Short Sale Question & Answer

2010-02-03T17:53:00.000-08:00

Q: Can the lender go after my spouses assets for a Deficiency Judgement?
A: They cannot go after you unless you are on the note and mortgage.

answer
Q: Am I personally liable in Florida for more than the home’s value at the time that the loan is repaid if I am doing Short Sale.
A: Florida is Non-Recourse Mortgage State with Anti-Deficiency Statutes.

In a non-recourse mortgage state, borrowers are not held personally liable for more than the home’s value at the time that the loan is repaid. The lender may recoup some of its loss through foreclosure. However, the lender may not sue the borrower for additional funds. If the foreclosure sale does not generate enough money to satisfy the loan, the lender must accept the loss. Each non-recourse state has its own anti-deficiency statutes that prohibit lenders from seeking judgments.

Short sale in Jacksonville, Florida. Is there other options except short sale available?

2010-02-01T08:49:00.000-08:00

We Just published a new Special Report called, "5 Ways To Stop Foreclosure in Jacksonville Florida or Short sale, Is there other options except short sale."

Press Release: Short sale in Jacksonville, Florida. Is there other options except short sale available?

Even in good markets average time a typical house takes to sell is about six months. And that’s homes in great condition. Unfortunately, in today’s market, many homes remain unsold for much longer periods of time. Even immaculate move in ready homes sit unsold and often unseen, let alone homes in less than perfect condition.

Especially in today’s economy homeowners often get into situations where they need to sell a house in quickly. For many going the traditional route and working with a real estate agent, or trying to sell the home themselves “by owner” is the only option considered.

This is fine in a strong market or if the home has a lot of equity where the homeowner can dump the property at a heavily reduced fee. But if this is not at scenarios a homeowner must look for different, faster alternatives.

This report addresses Foreclosure or Short Sale situations and more.

The Report also tells how you can quickly sell your home in today’s turbulent market and even avoid foreclosure by doing Short Sale.

This FREE Special Report reveals several unique solutions for home sellers who in Foreclosure, Short Sale situation and want (or need) to sell a property quickly no matter the situation.

To get your FREE copy, simply visit our website : http://www.GETQUICKHELPNOW.COM/
to download this special report immediately.

With questions about avoiding foreclosure or doing Short Sale
email us at:
Expert@komelot.com

or call: (904)469-0080

What is my options when trying to resolve a foreclosure situation?

2010-01-06T09:26:00.000-08:00

Question: "What is my options when trying to resolve a foreclosure situation?"

Answer:

* Repayment Plans
* Loan Modifications
* Forebearance Agreements
* Reinstatement of Loan
* Partial Claim (Only Available with FHA and meeting qualifying criteria)
* Deed-In-Lieu of Foreclosure
* Short Sale/Pre Foreclosure Sale
* Refinance your Loan
* Lease Option

How To Find Bargain Deals Quickly And Easily?

2010-01-01T15:39:00.000-08:00

If you are the Fist time home buyer or an investor now is the good time to buy a house.
With First time home buyer tax credit Extension/Expansion program.
With interest rates at all times low.

If you’re looking to take advantage
of today’s historic market, one of the best places to buy at bargain
residential real estate property is in foreclosures.

The current market makes today the perfect time for a new investor
or first time home buyer to purchase one or more bargain properties
for their private residence, rental or resale.
Even upscale homes go into foreclosures, especially in today’s
economy. Even beach front and homes in the best areas are part of
the mix of properties you can secure at bargain rates.

When to buy…
As a first time home buyer, you must learn the right way to
proceed with the process. For many it may seem
daunting.
But with a good amount of research, preparation and persistence
good deals can be found.

FORECLOSUREs
When are homeowner falls behind of mortgage payments,
foreclosure process begins. Truthfully, when a home goes into
foreclosure the homeowner usually has been struggling for quite
some time before missing payments.
This also means homes are generally in disrepair and in need of
maintenance. This could mean leaky roofs, missing light bulbs,
landscaping, windows, appliances, carpets etc. Even in the most
affluent homes.
Homes in poor condition mean the best deals, but you must consider
cost of repair.
Don’t fret, depending on the area, the homes after repair value could
still fetch top dollar.
Phases of foreclosure…
The first phase of foreclosure is a notice of default, or Lis Pendens.
This is a public document and you can get lists of homes in lis
pendens from list brokers, magazines or the Internet.
Be sure to look for liens on the property as they may drive up the final
purchase price. Also be sure to check values of neighboring
properties to get a good gauge of market value. And be aware of
local state laws as they differ from state to state.
Now, for most new investors, buying from a lender is the easiest and
safest way to buy. While homes in good condition do not go for the
bottom barrel prices, good discounts can still be found.
Often banks use real estate agents to sell foreclosures through
traditional means.

The safest way to buy…
For an inexperienced buyer, the safest deals are bank-owned
properties.
There is less risk in dealing with these houses as there are no taxes,
liens and the homes are empty. At the same time, lenders trying to rid
themselves of under performing assets may be willing to offer more
attractive terms.

Finding deals others won’t…
Some foreclosed homes are brand new and never lived in. These are
harder to find and may not be on any national lists. Many
homebuilders of new homes end their construction-loan periods
without buyers and the lenders take possession.
Other ways to find other foreclosures that other buyers may not be
aware of by looking for homeowners in pre-foreclosure situations.
This requires more persistence, but can be worth the reward. This is
high risk, but can also yield high rewards.

Auctions…
Many foreclosure auctions take place on the courthouse steps, but
the disadvantages are you require the full purchase price the same
day and you may not be able to inspect properties.

The Preferable way is
Buying through a Residentual Redevelopment Company
You may not have heard of a Residential Rdevelopment Company in Jacksonville, FL.
Komelot – Real Estate Solutions Group is a local Residential Redevelopment Company. We specialize in buying problematic properties (Foreclosure, Short Sale, Auction) across the community for low prices. Rehab and beautify these properties to rejuvenate and rebuild entire communities and neighborhoods.
They may be a little harder to find, but oftentimes the search is worth it, as we can pass the savings on to you, the buyer.

Our goal is to beautify the community, so we have gorgeous homes at rock bottom prices.
Oftentimes, Our Residential Redevelopment Company is able to rehabilitate a home using the finest materials, while being able to sell the home for a great price.

About The Author:
Dmitry Mikhaylov and Komelot – Real Estate Solutions Group invites you to explore Jacksonville, FL bargain house deals.
Join our VIP notification list and get instant access to our network and be the first to know when the very best homes at the very best prices in Jacksonville, FL area become available.
http://buy-house-jacksonville.com

Attention Wholesalers! We buy houses in Jacksonville

2009-12-30T10:42:00.000-08:00

Attention Wholesalers! We buy houses in Jacksonville

We have a purchase program designed to benefit the Real Estate Investor Wholesaler with a means to unload their wholesale deals in Jacksonville, FL.
We are landlords - we buy and hold 25%
We are Rehabbers - we flip houses 50%
We are Short Sale Specialists - we negotiate Short Sales 25%

We buy houses in Jacksonville and North Florida. We have tremendous buying power. Because of this significant buying power we are constantly in need of a fresh and on-going supply of properties to buy.

Due to the present market, we are joining forces with other Real Estate Investors nationwide to buy and sell real estate properties. Utilizing one another skills and resources is very instrumental in finding and closing the deals. We would like to buy your wholesale deals or place an Option-to-Buy your wholesale deals depending on the property condition, price/terms and location
You must be the original Wholesaler or Optionee in order for us to work with you.

P.S We do Short Sales, REO's, Subject to, Lease option and other creative financing.

Please email us details:
KomelotHomes@gmail.com
or call 904-328-1400 ext 0

Where to buy a house in Jacksonville, FL?

2009-12-22T11:45:00.000-08:00

Where to buy a house in Jacksonville, FL? What is our "Sweet Spot"?
The question of the day is where in Jacksonville we buy our houses?
In which areas of the city and what kind of houses we buy?
What is the reasons behind our decisions to buy houses in this areas ?

First of all, let me start with a statement: "There is no such a thing as a "bad area to buy ". There are only two categories that we look at:
Category 1 : Price
Category 2 : Terms

Category 3 : Area - is important but Price and Terms is the key to the success.

You can find a "sweet deal" house if the price or terms right in any area of the city.

We prefer to buy houses in those parts of the town that have the most sales. Although these areas ("Sweet Spots") change from time to time depending on market.

So to answer your question: "Where we buy the most of the houses", you need to answer the question: "Where are most of the sales happening right now"?
As of December 2009, the most of the sales to First Time Home Buyers occur in Arlington/University Blvd area and Cedar Hills, Avandale and surrounding area. Therefore this is one of the parts for the city where we prefer to buy.

Our price range based on the market value of homes in this areas. Right now it's $110K - $130K for the First time home buyers. That mean that we as investors buy in this areas distressed properties (Short Sales, Foreclosures/ REO's, Auction sales, Subject to or Lease option)renovating them if necessary and then sell it to First Time Home Buyer for profit.
We buy houses with minimum 3 bedroom and 2 bath. Exception for the houses with one bathroom only if we can add another bathroom to the house.

Here is our "magic" formula we use to determine price to pay for the property.

(AS IS value of the house) - (Cost of Repairs) X 0.65 = Our offer

Paxon area 32208, some parts of downtown 32206 are just some other examples of the areas with many sales.Most of this sales distressed properties. In most of the cases we will not buy houses in this areas ourselves because there not many home sales to the First time home buyers. We will put such property under the contract and "Flip them" to some other investors who are focused on those areas.

Summary:

We buy houses cash. We buy houses in any condition in any area of the Jacksonville and we can close in 7 days or less. It will depend on the Price of the house or on the Terms

We are focusing on Arlington/University Blvd Area and Cedar Hills, Avandale and surrounding area

The very important advantages of our company are versatility and multi exit strategies.

With best regards

Real Estate Agent needed

2009-12-19T20:49:00.000-08:00

If you are Real Estate Agent and you are looking for opportunity to make more money you are at the right place.

By working with us you can make as match as 6%-12% commissions.

We are buying short sales, REO's and other Houses.
- We need your help if you are a buyer agent to find deals for us.
- We need your help if you are a listing agent to help us sell properties from our portfolio.

We can make a huge difference in your business by working with us and leveraging time and money to bring closings to you.
We will teach you how to overcome listing agents objections, talk about issues they are having. We will help you to become better at what you do : it's acquiring properties being our buyers agent.
We will teach you what is “suite spat” in the local environment for the properties listed as the short sales. If necessary we will teach you how to do a “Short sale search by key word search” and generating a list of properties. We will teach you how to evaluate which listings is “HOT” so listing agents and sellers most likely will work with us. Keep in mind more frustration listing agent and his client have more likely they will work with us.
We will teach you how to do marketing not only on MLS but how to market to the sellers in foreclosure ,we will provide you the notice of default list ,we will show you how to do skip tracing, how to send direct male, post cards, yellow latter. We have all this different marketing ready for you. We will provide it for you and teach you how to use it.

Now lets talk about our strategy of communicating with listing agents and benefits we can bring to the table.
First of all let them know that you have THE BUYER!
That you have cash buyer who has multiple exit strategies.
Let them know what we do: we will make offer on any Short Sale realtor has.
Let them see benefit:Realtor doesn't have to wait for the buyer. It's speed up the process.

Let them know what we do: We will handle all negotiating.
Let them see benefit: Realtor don't have to waste their time staying on the hold with the bank.

Let them know what we do: We are using multiple exit strategies.
We can buy property outright
We can buy property and resale it
We can try to buy property and if it's not going to work out for us we can still make A to C transaction where Realtor going to get his commission and we are not going to make any money on this deal but we will still stay in the deal.

So we have plan A, Plan B, and Plan C available at any given time
Show them Benefit: We will never live the transaction no meter how long this transaction will take and one of the plans will work and agent will get paid no mate what plan we will use.

Summary:
We will make offer on any Short Sale Realtor can bring
We will stay on the deal for as long as needed
We will do all negotiation and keep Realtor up to date. Realtor will have access to our online database 24/7 to see updates

So there is so many things we do can be beneficial to the listing agent.

Now lets talk about contracts. Agents love to use their own Purchase and Sales agreements, it's absolutely fine with us. We have created Addendum to the Realtors contract. We will attach this addendum to the Realtors contract. The reason why we are using this addendum because in the standard P&S Agreement we don't have protection for Seller, agent or buyer. This standard P&S Agreement not designed for the short sale.

If you are Real Estate Realtor or/and Real Estate broker and you are looking for opportunity to make more money you are at the right place. You can be our buyer agent and or listing agent with multiple listings

How to invest in Real Estate with out cash or credit?

2009-12-19T14:39:00.000-08:00

Live Seminar video "How to invest in Real Estate with out cash or credit"
I am happy to let you know that we have made new video Seminar
"Making Big Money Investing in Real Estate without cash or credit" Now in HD format.
If you are interested in House Hunting job opportunity or just looking for ways to invest this video is for you.
There 4 parts due to the size of it.

How to invest in Real Estate with out cash or credit part 1
http://www.youtube.com/watch?v=klOMKb3hvQc

part 2
http://www.youtube.com/watch?v=Do1OQROozOk

part 3
http://www.youtube.com/watch?v=tZrhZ49X86g

Part 4
http://www.youtube.com/watch?v=FaeFKJ2rr4E

With best regards,
Dmitry

Dead REFI leads in foreclosure?

2009-12-17T17:44:00.000-08:00

ATTN: SUCESSFUL MORTGAGE BROKERS

Dead REFI leads in foreclosure?

Refer your DEAD REFI leads and get paid quick.
House over leveraged? In foreclosure? No problem?
We Buy Houses and do Short Sales, Loss Mitigation services.

For every referral that you give us that converts into a house we buy, we will send you a check up to $2,000

Basically, once your client retains our services, they will then get to pick the mode of communication (phone call, email, or fax ). No more talking to answering machines and sitting there wondering is anything being done. We keep you and your client informed every step of the way. Leaving you with more time to focus on your new clients.

Back End Servicing

Komelot -Real Estate Solutions Group will provide you with your own personal web Account Access so you can be in contact with us and see updates throughout the entire process, making sure client gets quality service. Updates are posted at our website immediately so you and your client can see it any time 24/7.

To become our partner contact us by email:
KomelotHomes@gmail.com
or call our office
904-328-1400 ext 0
or
904-469-0080

Evaluating Real Estate Deals - Phone call script

2009-12-16T20:59:00.000-08:00

Evaluating Real Estate Deals
When we are calling potential sellers we always use one of the phone call script.
The goal is to get information quick in 5-7 minutes and determine if we will make an appointment based on description and owner motivation.

Here is Two Phone call scripts our office use.

- Phone call script (FOR SALE advertising)

Hi, my name is __________. I'm calling about your home for sale.

Can you tell me if it is still available ?

Can you tell me a little about the home?

When was the home built?

Have the kitchen and bath(s) been updated since it was built?

Does it have a garage or basement?

Is the yard fenced?

Does it need Any Repairs?

Do you currently live in the home?

How Long you've been living in the home?

What Style of the Home

Sq. Feet?

Is there a particular reason you are looking to sell at this time?

How quickly are you looking to sell?

If I can offer you cash and close quickly what is the best you can do?

What is the Property Address?

When could I come and look at the home to see if I would be interested in it?

*** Please note that in addition to this script we supply our Bird Dogs with Seller Call in Lead Interview Sheet with additional questions regarding house address, description and other details. This script just a conversation starter.

- Phone call script (FOR RENT advertising)

Hi, my name is __________. I'm calling about your home for rent.

Can you tell me if it is still available ?

When is it available?
Can you tell me a little about the home?

When was the home built?

Have the kitchen and bath(s) been updated since it was built?

Does it have a garage or basement?

Is the yard fenced?

Wow, this home sounds really nice, would you considering selling it?

Do you know how much you would want for the home?

When could I come and look at the home to see if I would be interested in it?

*** Please note that in addition to this script we supply our Bird Dogs with Seller Call in Lead Interview Sheet with additional questions regarding house address, description and other details. This script just a conversation starter.

to find our more information about our company please visit our website:

Attn: Real Estate Agents! Earn 6% - 12% Commission

2009-12-12T20:16:00.000-08:00

Real Estate Agents! Earn 6% - 12% Commission
We are private Real Estate Investors in the business of buying Properties from Motivated sellers. We have tremendous buying power.

Because of this significant buying power we are constantly in need of a fresh and on-going supply of properties to buy.We need ”buyer agents” to work with us .
We have many properties for sale and need ”listing agents” to list our properties for us.

If you are ”listing agent” and have short sale listings and ready to start earning between 6% - 12% commission on your Short Sale listings without the hassles of negotiating contact us for details.
We will provide the training and guidance you need so that your time and effort is maximized and you receive the greatest reward for your effort.

For more information email
KomelotHomes@gmail.com
call
904-328-1400 ext 0
or
904-469-0080

Start making great money now as a house hunter!

2009-12-12T19:22:00.000-08:00

Start making great money now as a house hunter!
Project house Hunter

Who We Are & What We Do
Welcome to Komelot – Real Estate Solution Group, where good folks make great money, in their spare time, on their own schedule with no strings attached.

We are private Real Estate Investors in the business of buying Properties. We are associated with a national network of similar professionals and have tremendous buying power.

Because of this significant buying power we are constantly in need of a fresh and on-going supply of properties to buy. Our criteria are really quite simple. We look for Motivated Sellers

We then buy many of those properties as investors.
How You Will Make Money
You will make money by finding us “leads” or houses. We provide all the training and guidance you need so that your time and effort is maximized and you receive the greatest reward for your effort.

All you do is spot the property with motivated sellers, get a little information and you’re on your way to the next lead. If you keep up the pace, you can easily earn $40 to $100 per hour for your time. That’s why we say “You Set The Pay Rate”.

Once you join our team, you’ll get training and guidance on the most effective ways to easily recognize houses we interested in, how to canvas areas without back tracking or wasting time, how to easily submit your leads and how you’ll get paid promptly for your effort.

Are there properties out there for you to spot? Yes!! Now more than ever and this is why it’s so easy for you to make great money. They’re everywhere and… the environment is always changing. New motivated sellers, providing you new income all the time.,
All you need is a little time – on your schedule and a desire to be the best you can be.

There is no cost to you to join our team, you make no commitment of production and we provide the training and guidance so that you can succeed.
Get Started Now!
If this is for you include your resume and email us
KomelotHomes@gmail.com

Having trouble getting financed?

2009-10-29T08:43:00.000-07:00

We just returned from a 3 day seminar about how to make money in Real Estate without the use of your own money. We learned so much, I am still processing it all! The presenter, Chris Yates www.cmyatescapital.com, gave us tons of great secrets that will help us and other investors nationwide. Now this is great for folks who are searching for home to buy, fix, and sell, but what about the person who just wants to buy a home to live in? I've got great news for you!

You might have tried to get a loan in the past or maybe tried to finance a home and gotten turned down. Frustrating, I know. The better and better prices get and the lower and lower interest rates, the harder and harder it is to get a loan. What gives?! If it is a better time to buy a house NOW than it was 3 years ago, why is it harder?

Here is the good news! The same money people working in Real Estate can get, YOU can get to buy your own home! Awesome, right? I am happy to share with you how we can help you!

Visit www.komelot.com and register on the site or call (904) 328-1400 for more details! We are excited to help YOU own a home now!

Your Solution!

2009-09-23T08:44:00.000-07:00

This is seriously a crazy economy! Bad? No! Just...crazy. What do I mean? I sat in a Real Estate seminar last week where a multimillion dollar producing agent was asking the CLASS questions! In a calm and confident manner said, "There really are no rules", knowing that this Real Estate market would recover, just as history has proven downs, it also, thankfully has ups! what does this mean? 3-5 years ago, no matter the part of the nation you were in, sellers enjoyed an over-inflated market, and NOW, its the buyers turn! Thats right, just as we are taught as children, everyone gets a turn.

With that said, now is definately the time to buy. With the first time buyer tax credit of $8,000 http://www.federalhousingtaxcredit.com/2009/index.html, interest rates at historic lows, and phenomenal deals running rampant in our "neck of the woods", my head is spinning with the signs of opportunity!

Another great advantage is that if your credit is not perfect, there are some great options for you too! The moral of the story is, if you are a person who has always dreamed of buying your first home, you CAN and we can help!

Contact us today for more information on how YOU can buy a home!

www.komelot.com
Real Estate Solutions Group